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sunny620

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  1. Well I tried to register with Experian and any other Credit agency and they told me I have to be 18 to check my credit report. I have printed out the SAR form for CIFAS and will post that out shortly. The thing is most basic bank accounts are 18+ and I'm not eligible for any of those. The Flexone account from nationwide was the one I applied for and was rejected because they said I "Didnt meet account opening criteria" The member of the executive team did give me his number to contact him at any time if I had any questions or such. I don't know how much of that is just politeness and not honesty.
  2. Well, Nationwide got back to me, and I have been denied an account. Friends have told me that Metro bank is the only one that will take me now. This has made me certain that there is CIFAS data on my name and that it is probably something major to be denied a bank account. I think cat4 or above. I have emailed Jes Staley (CEO of Barclays) and got a reply from Greg Owen (Executive Team). I am awaiting a reply and have saved his emails. Any advice on what to do from here? I have read that CIFAS markers stay on file for 6 years and this coincides with my University years and do not want any complications to my student loan.
  3. I haven't been able to check my transactions, as I was completely unaware of me not having my card with me. I don't use my card much so its not like I wouldve noticed very quickly if it went missing. What is a CRA file and how do I check it? Thank You.
  4. Thank you for your advice. I will do this. Thank you very much
  5. Thank you very much for your quick reply. I have already applied online for nationwide's Flexone account. I am awaiting a reply from them. The thing I am concerned about is if someone has used my card for anything illegal. E.g Illegal money transfers or something. As I can see no other reason why my account would be closed. I just hope that any other bank will not give me issues about the closure of my account.
  6. MY 16-19 account had been opened in december 2016 and yesterday, the 23rd of February, I received a letter that my account was being closed, and that Barclays were unable to continue being my bankers. It offers no other explanation. I realized yesterday that my card was missing when I attempted to call them and tried to find my account number and sort code. I decided to go into a branch and was told that my account did not exist. I'm concerned whether there is any way I can reverse this decision and whether I will be able to open an account with another bank or building society such as Nationwide or Santander? There is no issue of money being stuck, more the inconvenience of having my account closed down and having no idea about it
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