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rattyrat

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  1. Hi, a couple of years ago i took out a loan with Sainsburys bank for 13k the arrangement was to pay 111 pounds per month off, which at the time i had no problems with as i was earning 3500pm ( sorry cant seem to find pound sign on keyboard set to American for some unknown reason cant get it off lol) as i was working offshore. Unfortunately i was one of the many who got laid off, i informed them straight away what had happened and i said i would pay a small amount off when i can as i started with an agency which only paid bare minimum, to cut an extremely long story short, i have sort of hidden myself away avoiding the debt, which i know i shouldn't do, but i just cant seem to get into a standard way of life with my wages, one thing leads to another and i then have no money sometimes even paying my rent is a struggle. I dont want this debt hanging over me and debt collectors calling me every 5 mins, which was actually happening, but now i changed my number, its not a case of wont pay its a case of sorting it out so i can pay, i have just now been taken on full time in a new job, ok the money is not great but at least i can afford to pay my rent now. Would like some advice from someone on how i go about trying to sort this out, without the company finding out where i live now and sending round the blood hounds to my door ...any adivce would be much appreciated, there is allot more to the story but i would bore you to much so kept it short lol.. . thanks
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