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balsan1975

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  1. dx100uk - thanks. I tried and went to banks, Loan & Credits and tried to create a new thread. I got the message "Sorry! This forum is not accepting new posts."
  2. SAV Credit limited bought this from Citigroup in 2011
  3. Hi, I have same issue got a letter from Restons (acting on behalf of Capquest). They threat to take me to court to obtain CCJ for a default from Jan 2012. I responded with Pre Action Conduct - Request for information letter. There responded straight away say my request is not reasonably necessary or proportionate under paragraph 6 of the practice direction pre-action conduct and protocol. basically telling me they have been instructed to start proceeding if I don't get back to them with the 15k payment. they say I entered into a agreement with SAV Credit Limited on 17 Apr 2007. When In actually fact this was a BMI baby credit card with then because a citigroup card. Can Anyone help me with what my next response would be to get them off my back? Can they get a CCJ against me? I am really worried... Also, think should I try and a reduced Full and FInal settlement... Any help would be greatly appreciated.
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