Hi all, My 2016 Ford Edge developed a fault that would take 2 weeks to repair because of this it meant me, my wife, 3 children and 2 dogs could not go on our planned holiday as we were driving to Spain. After much argument the dealer decided to lend us a demonstrator so we could still go on our holiday and the car would be covered under their insurance. Whilst on holiday we had a small accident that meant the car went into limp mode so had no power. it transpired that the car insurance was a motor traders policy and as such their insurance would not get us home or hire us a vehicle. We are left high and dry in Spain 3 children and 2 dogs with no way of getting home. during this time the Ford dealer asked me to take the car to a local Ford garage to see if the car could be taken out of limped mode. This incurred expense of around €200 as we had to leave the car and get a taxi and the garage charged us 2 hours labour in diagnosing the fault. Eventually the Ford garage arranged for the car to be picked up to be recovered back to the UK but we were left to sort our own way home. I was absolutely disgusted by this and was never told when we took the car that their insurance had no provision for helping the passengers out in the event of an accident. We are now home thank god the Ford dealer will not release my vehicle until we pay £250 insurance excess. I have pointed out that we were left high and dry with no assistance and that I spent over €200 getting the car looked at as per their instructions. They are now holding me over a barrel unless we pay the excess they will not return my car. I personally don't think they can do that because there is no outstanding bill against my car as it was repaired under warranty and the £250 excess is on a totally separate vehicle that they lent us. If anyone has any advice on what I can do I would really appreciate it.

Thank you that is excellent advice.

That is an option but surely the solicitor has already ignored my letter to them disclosing the drivers details and opted to issue court papers. I am not going to pay for a ticket when I was not the driver and had complied with giving them the drivers details

Thank you for your help

Name of the Claimant ? LINK PARKING LTD Date of issue –. 10/3/16 What is the claim for – . 07/11/15 reg number/parking ticket number £150 DUE DATE 04/1/16 TOTAL DUE £150 AND THE CLAIMANT CLAIMS THE CLAIMANT CLAIMS THE SUM OF £152.14 FOR PARKING SERVICES AND INDEMNITY COSTS IF APPLICABLE INCLUDING £2.14 INTEREST PURSUANT TO S.69 OF THE COUNTY COURT ACT 1984 RATE 8% PAFROM THE DATES ABOVE 09/03/16 SAME RATE TO JUDGEMENT OR SOONER PAYMENT DAILY RATE TO JUDGEMENT £0.03 TOTAL DEBT AND INTEREST £152.14 What is the value of the claim? TOTAL VALUE IS £227.14 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? private parking ticket When did you enter into the original agreement before or after 2007? N/A Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. GLADSTONE SOLICITORS Were you aware the account had been assigned – did you receive a Notice of Assignment? NO Did you receive a Default Notice from the original creditor? NO Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? NO Why did you cease payments? NO What was the date of your last payment? N/A Was there a dispute with the original creditor that remains unresolved? N/A Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt managementicon plan? NO COPY OF DEFENCE SUBMITTED ON COURT PAPERS My vehicle was parked on private land 7/11/15 in Cardiff. at the time of this ticket being issued I was not the driver of the vehicle. The parking company that issued the ticket wrote to me advising me that a parking ticket had been issued and had not been paid. At this point this was the first knowledge I had of a ticket being issued. I advised the parking company that I was not the driver of the vehicle at the time and supplied them with the contact name and contact details of the driver who was. At this point I thought that was the end of the matter. A few weeks later I received a letter from Gladstone Solicitors advising me that an unpaid parking fine had been issued by Link Parking Ltd. I again wrote to Gladstone Solicitors and I have pasted a copy of this letter below. At every point I have responded with the claimant and on both occasions I have supplied them with the details of the driver at the time the ticket was issued. They should take this action up with the driver and not me and thus this claim is invalid. Vehicle Registration number ******* PCN Number ******* To whom it may concern, I am writing in response to your letter dated 18/02/2016 in which you are threatening me with court action in regard to a non payment of a parking fine. I would like to point out that I did respond to the original letter from the PCN issuing company advising them of the details of the driver at the time so I am some what dismayed at the escalation now to yourselves. I will once again include the details of the driver in charge of the vehicle at the time and would ask you now take this up with them directly as I have fulfilled my full legal obligation in supplying you with these details. The driver at the time was ***** ****** who lives at the address below. removed If you continue to correspond with me I will record all the details and charge you £50 per hour in administration fees to cover my time so pursue the driver of the vehicle and not me or take notice of my fees as listed above. Kind regards Leanne ***

Not sure what the means. I am looking at the claim form now and at the top it state claimant and in the box below it says Link Parking Ltd so not sure what I am doing wrong?

Sorry the claimant is Link Parking LTD

Hi, The PPC is Link Parking LTD based in Somerset and the claimant on the form is me the registered keeper. I have informed them twice of the drivers details once when the PPC wrote to me and again when the solicitors wrote to me

Hi there and thanks for reading, I leant my car to my partners brother last November whilst he was over here on holiday as he lives in Spain. My insurance allowed him to drive so no worries there. Whilst he borrowed the car he parked on Private land in Cardiff and received a PCN which he never told me about. obviously after the ticket was not paid or appealed they wrote to me advising me of the fact and to which I replied with the drivers details and his address in Spain. I heard nothing more until about 4 weeks ago when I received a letter from a solicitors acting on behalf of the parking company advising me that if I did not pay the PCN in full plus expenses I would be taken to court. I wrote back to the solicitors advising them that I was not the driver at the time of the ticket being issued and again gave them the name and address of the driver all be it a Spanish address. I told the solicitors they should direct their action at the driver and not me. Today I have received a county court claim asking for £256 to paid or a CCJ will be registered against me. I have replied to the court claim with a full defence and explained to the court what I have wrote above. My question is as I was not the driver at the time of the ticket being issued and I have supplied the drivers details on 2 occasions am I liable for the charge? Any help or advise would be great. Thanks