Dustycrophopper
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Posts
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Hi DX Thanks for your reply, the only problem is that it is a company car and held through a lease company who have forwarded over the paperwork that they have received. Thanks DC
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1 Date of the infringement 02/09/2018 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 10/10/2018 3 Date received 15/10/2018 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? No 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? No Have you had a response? N/A 7 Who is the parking company? Smart Parking LTD 8. Where exactly? Western Car Park , Rye 20181015162054849.pdf
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I spoke with the Nationwide collections department today, they want me to complete an income and expenditure form so a payment plan can be set up, they will not freeze the interest or remove the fees unless i change accounts. If i did the interest would be double what I am paying now.
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Sorry the Flexdirect is what I tried to change to but was ineligible
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Last week I tried to downgrade to the normal Flex account online so I could save on the fees, but was told I was ineligible
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Yeah that's the ones
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Too long DX, I'll get the SAR ready and sent. The account was opened with nationwide in 2011, I took the PA with the overdraft which was around Feb 2014. I stopped using the account 18 months ago and have been paying the 28.50 since
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Lowell Financial - BT PLC
Dustycrophopper replied to Dustycrophopper's topic in Telecoms - mobile or fixed
We definitely told them to cancel, I will draft up a letter and to Lowell. There are no other defaults showing on our files part from this one and all other accounts are current and up to date. I will post up the draft before sending if thats ok? Thanks for your help -
Currently PA fee is £13 and OD fees are 15.50 per month. I transfer 28.50 into nationwide to cover these fees. No actual repayment is being made on the rest of the balance. I was thinking about trying to reclaim the fees but i cannot remember the circumstances of taking out the PA and i have used the features.
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No, the only transactions on the account for quite some time have be the packaged bank account fee and the arranged overdraft fee. I have then been transferring from another account the sum of these fees.
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Lowell Financial - BT PLC
Dustycrophopper replied to Dustycrophopper's topic in Telecoms - mobile or fixed
It looks like what you said in post 2, the default is showing dated October 2015 which is the month after we moved out. We told BT we were moving house and needed to cancel our line. The debt is claimed at £173 which is quite possibly the remainder of the contract, unfortunately my wife dealt with all this at the time and she sometimes has a hard time remembering what she had for breakfast nevermind what happened three years ago. -
Lowell Financial - BT PLC
Dustycrophopper replied to Dustycrophopper's topic in Telecoms - mobile or fixed
No, I'm assuming since moving again updating our address with banks and other such institutions has flagged with various DCA's as a new address for them to contact us -
Lowell Financial - BT PLC
Dustycrophopper replied to Dustycrophopper's topic in Telecoms - mobile or fixed
Hi dx Whats the best course of action to take letter wise to find out the balance or to contest it? I'm sure they had our new address as i believe we may have received a letter before regarding this but due to us not being in a great place coping with our debts we binned them. Thanks DC -
Its been around 18 months since I've used the account, it's just been being maintained at the max of O/D since then
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Hello I've received a "Payment Due" letter from Lowell today. Stating " your former BT PLC account remains unpaid. I did have a BT line but cancelled it when moved house in September 2015 and haven't had any dealings with them since. Anything I need to do now as I am aware i cannot CCA a telecoms contract. Thanks DC
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