December 2010

It has been 6 years since the original claim. Is it true that there is no time limit for Cabot to open this case or do they need to start a new claim?

Since contact has started again, is it likely that Cabot will try court action again?

Ok thanks. I thought this one had been forgotten about as it's been so long.

Hello, It has been a while since had any contact about this debt but now I'm being contacted by resolvecall. What is the best way to deal with them?

Court Order.pdf

Hello, I had a claim back in May 2016 from Hoist / Cohen, I have just received this letter this morning with another from Cohen saying "Our client has instructed us to send this letter for information purposes." Is this anything to be worried about?

Been getting 4 - 5 letters and texts a week from Cabot in the last month, Should I just continue to ignore?

Are they just wasting time? Should I sent the cpr 31.14 again?

I am now starting to get letters and phone calls from Cabot saying "This account was with our solicitors but we have decided to not pursue legal action at this time. Please contact us to arrange payment options. We need to hear from you in the next 30 days." Should I be getting in touch with them? I have noticed that the balance has increased since before the court claim.

I received a letter from Mortimer Clarke today saying that I may have already "Inspected" the documents to which I make reference. They want me to confirm what documents I require then they will take clients instructions. I'm not sure which documents they mean. They go on to say that they have received my defence and are taking clients instructions, in the meantime the matter is on hold.

Thank you dx, I've sent them in. I'll post up any responses I get.

Name of the Claimant ? Marlin II Europe Ltd Date of issue – . 30/04/2014 What is the claim for – 1. By an Agreement Between Lloyds TSB ("LTSB") & the Defendant on or around 15/05/2008 ("The Agreement") LTSB agreed to loan the defendant monies under the terms & conditions set out Therein. 2.In breach of the agreement the defendant did not pay the instalments as they fell due & the agreement was Terminated. 3.The Agreement was assigned to the claimant on 28/11/2013. The claimant therefore claims: 1. £9000 2. Interest pursuant to section 69 of the county courts act 1984, namely £2000 & continuing until judgment or sooner payment at the rate of 1.95 What is the value of the claim? £11500 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Loan account When did you enter into the original agreement before or after 2007? after Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned Were you aware the account had been assigned – did you receive a Notice of Assignment? no Did you receive a Default Notice from the original creditor? no Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no Why did you cease payments? started a DMP What was the date of your last payment? june 2011 Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? yes

Thanks DX, I will get them typed up this afternoon.

Sounds that way, do I need to send cca request to marlin? The court says I can file my defence and to submit it as soon as possible. Im not sure what defence to submit as I have not requested a CCA or CPR 31.14 and I am not working to a deadline. The court said that they can lift the stay any time and it will go straight to judgement. I am worried that if I contact them to request these documents that they will just go ahead and lift the stay without my defence. The letter from Mortimer Clarke I received says that if I don't respond with there request within 14 days then they will contact the courts to lift the stay.