Jump to content

Scottyq812

Registered Users

Change your profile picture
  • Posts

    72
  • Joined

  • Last visited

Reputation

1 Neutral

1 Follower

Recent Profile Visitors

The recent visitors block is disabled and is not being shown to other users.

  1. Great news from Court this morning. Eviction suspended. There was a representative from Shelter who came in with us and spoke on our behalf. The mortgage company wanted the application dismissed however when it became clear that they were relying on the pre action protocols having been completed in Dec 2010 when the possession order was fist granted and suspended the Judge basically finished the hearing and said due to no evidence of complying with pre-action protocol she was awarding the eviction suspension. This Company only bought the mortgage last September and all previous arrears had been cleared by 2012, so she said these were two distinct events. Thinking now that I should raise a complaint with the mortgage company to have the charges and costs removed on basis that they had not followed protocols. Any thoughts?
  2. Quick update The court date got cancelled, Judge collapsed and no other judicial available. New date of 24th of August Received letter from Engage yesterday which was to reject latest offer to clear arrears as evidence provided to support proposal does not confirm the offer is affordable. I called them as I had not made an offer and wondered if this was the details supplied to the court as part of the hearing. Turns out it wasn't they are basing this on the field agent visit who looked at the income expenditure, IVA and agreed with us. I really think they are just pushing to court as the original suspended possession was Dec 2010. Should I consider asking for costs as they of course will end up passing to me otherwise?
  3. No duty legal rep available, said they are only available in magistrates court not in county?
  4. I don't I will have to see on the day. I will be seeing if my community support worker can come with me. Is it best for both the wife and I go?
  5. Dec 2010, I think they pushing to court due to proximity of 6 year date. They only applied to court to replace claimant name end last month. Anyway been to court and all good except fee remission form was wrong one, old one apparently. Hearing planned for Monday 15th. Will keep informed
  6. Yes thanks Ell-enn and budget sheet and fee remission Will go to court today. I did not know about going into fact of original suspended possession order was nearly 6 years ago., 2010, and with different company and has been managed fine and had been back to normal and eventually capitalized in 2012
  7. N244 with xx.pdf Converted to PDF to see if works. Strange but all the other attachments show normally on preview?? N244 with xx.doc
  8. Thank you Ell-enn, I have a budget sheet from the IVA set up that I have used. I have completed the budget sheet on here ready for the court. I intend to file the N244 tomorrow as the eviction warrant has been granted. I am looking to see how I attach docs in hope you could check as ok? Thanks Scotty Hopefully these attach [ATTACH]64007[/ATTACH] No that didn't work sorry This is the statement I have prepared, using Ell-enn advice so thank you Lets try again I will get this right What am I getting wrong on attaching the document?
  9. Thanks Andy, yes have got SMI a grand total of £9.60 a week. I agreed to the field agent as did not want to appear obstructive.
  10. Any advice or help would be really appreciated. Field agent due to call tomorrow and Engage have called me today to ask if I can clear the arrears. Thanks in anticipation.
  11. Hi all, can anyone answer the query regards this bill of sale? Thanks in anticipation
  12. Hi all, In need of some advice / help and lots of reassurance. My mortgage was with GE Money and was transferred to engage credit last year. During last year I suffered an attack and since then have had mental health issues PTSD etc. Subsequently I took redundancy in July 2015. Redundancy maintained payments up until the end of the year, by which time I had applied for ESA and PIP.. I am now in the ESA support group and receiving PIP. All the time I have maintained contact with engage. GE had a suspended possession order as of Dec 2010 and that was maintained and subsequently they added the arrears to the outstanding balance. With engage I have made 2 offers and both were rejected, one as could not afford and the other as not high enough. During this time I have sought advice from CAB and subsequently to that am now in process of arranging an IVA Engage have sent a solicitors letter giving 7 days to bring the account up to date or they would apply for a warrant of eviction. Yesterday from the court I received an order relating to changing the name on the suspended possession order from GE to Engage. This gave me 7 days from service to apply to object to the new order. Today by hand the notice of eviction has been delivered, 6th September. Also I have had a field agent call at the house to arrange a visit, planned for Tuesday. I know main focus needs to be to stop eviction and file N244 which I will do next week, the IVA proposal includes I.E. and includes the mortgage + £64 monthly towards the arrears. This proves I can afford going forward on the benefits I receive. Just need reassurance that we will be able to get the eviction suspended also why are they now sending a field agent round. Also were they right to apply for warrant even though the name change order has only been completed and I an still raise objection. Engage were fully aware I was seeking financial advice and also that I have applied for a hardship grant from a charity, still in progress. Mortgage is in joint names and no children in the property. Any help much appreciated. Thanks
×
×
  • Create New...