If it is out of warranty, then nothing will be done. You always have the option of Care Plans, extended warranties, household insurance, etc. Currys work in very close connection with the Sales of Goods Act, and all of their policies have been approved by SOGA. Good luck.

Did you read your Whatever Happens contract and Direct Debit mandate before signing? It gives a complete list of what is and is not covered under the policy. A signature is required to say you confirm you have read and understood the policy, and you are happy for Currys to take your money on a monthly basis. If you didn't read the policy before, then this was a tough lesson for the future.

Firstly, Infinity is done through a company called RentSmart. The word 'Rent' is a huge give-away. Secondly, not reading ANY of the Terms & Conditions, the contract, or the Direct Debit mandate... More fool you. You have signed up for something you know nothing about. The contract also has a box that needs ticking, with the statement, "I confirm I have read and fully understood the contract and Terms & Conditions". You obviously ticked this without reading. Finally, why would they cover for loss? I might rent a car and say I lost it. There's a free car for me.

A number of computers are pre-setup, hence the added £30 charge - all the recovery media is made for you (which sometimes takes hours on end) and stored on a 32GB memory stick, which normally retails at £20. A lot of the time, PC World will also have non-setup machines available. If they don't, you have the option of ordering one in or going to another local store.