Mart2938
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Santander Mortgage Interest and charges added to arrears total
Mart2938 replied to Mart2938's topic in Home Repossessions
Hi, Thanks both. The lender is Santander. They have never written to me direct about this matter, even after the court hearing. I am planning to ring Eversheds on Monday to make a final offer to settle without a court hearing but wanted to be armed with as much info before doing so. the sum is quite small - about £20 a month - so I'm sure it is related to interest on the arrears. That's about £300 or so since the last hearing in total. The total arrears by the time we get to court will be approx. £1k so it could be significant to get this amount disregarded (or rather subject to a separate agreement) -
Hello everyone, I am defending an eviction due on 2 August and am currently completing the n244 form - I'm happy with what I need to do on that, my question is on the arrears total used by the lender. I know they cannot add charges to this total, can they add additional interest on those charges? After my last hearing, the lenders agent (Eversheds) sent me a letter setting out my monthly payment which comprised a total of 1) the contractual monthly payment, 2) the contribution to arrears and 3) additional interest (not specified what that referred to, I assume interest on charges). Are they allowed to do this? many thanks for any advice.
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