cuchiandme
Registered UsersChange your profile picture
-
Posts
241 -
Joined
-
Last visited
Reputation
1 NeutralRecent Profile Visitors
The recent visitors block is disabled and is not being shown to other users.
-
Being unfairly fined by council after rubbish removal
cuchiandme replied to cuchiandme's topic in General Consumer Issues
Ty...but can they give me a criminal record? i will need to try that tomorrow at the library..I don't know how to do that -
Being unfairly fined by council after rubbish removal
cuchiandme replied to cuchiandme's topic in General Consumer Issues
Further to all this I have again received correspondence from the council demanding £100 or give me a criminal record at a magistrates court..if not paid within 14 days...help! I have never had a criminal record..don't want one.. I'm only on disability and moving house...this is an enormous sum for me! (I don't know if my previous post will be noticed...any help much appreciated! -
Being unfairly fined by council after rubbish removal
cuchiandme replied to cuchiandme's topic in General Consumer Issues
Further to all this I have again received correspondence from the council demanding £100 or give me a criminal record at a magistrates court..if not paid within 14 days...help! I have never had a criminal record..don't owant one.. I'm only on disability and moving house...this is an enormous sum for me! -
Being unfairly fined by council after rubbish removal
cuchiandme replied to cuchiandme's topic in General Consumer Issues
I see...I needed to be shot of the garbage anyway..and don't drive..I have at present a woman helping me with re---housing..she has started corresponding with the council man. .I only had one polite phone call with him explaining my situation..and I would remove the offending garbage..he replied then I would hear no more from him....but they then said it was worse than ever AFTER I had it removed..which was a lie. I replied back to the housing organisation woman..that I refuse to pay! Having already paid to have it taken away..and I simply cant afford that..thanks v. Much for reply.. -
Being unfairly fined by council after rubbish removal
cuchiandme replied to cuchiandme's topic in General Consumer Issues
No court then? -
I wonder if anyone can help me.. lately I had some problems with getting my rubbish out due to illness..I had approx 5 black bags..beside the bin in my yard..someone's reported me to the council.. I spoke with a man from the council..and I paid to have the bags removed..yet still I am being ordered to pay £60..which i don't have and im in the process of moving house..I am on disability benefits..I already paid £26 to have the bags removed..I feel this is very wrong..anyone help?
-
Vanquis card application query
cuchiandme replied to cuchiandme's topic in Provident and associated companies.
are you suggesting i do not know how to manage my credit? i thought you were here to help...i have no problems managing my credit...it was only one late payment because my illness was so bad at the time.. -
Vanquis card application query
cuchiandme replied to cuchiandme's topic in Provident and associated companies.
ok thanks...and no impact on credit file? -
Vanquis card application query
cuchiandme replied to cuchiandme's topic in Provident and associated companies.
but if i do.. and apply for lower interest one... will that mean an immediate rejection? -
Vanquis card application query
cuchiandme replied to cuchiandme's topic in Provident and associated companies.
just applied today. was successful. no it is actually called Aquis. not received yet -
hi, my query is..this.. .can i cancel a credit card after applying? the reason being i chose the wrong one with higher interest. .i chose vanquis instead of Aquis.. . called vanquis but was told they could not change it. ..i am thinking if i do change it ...or cancel it. ..this could have an impact on my credit file. ..can anyone please advise?
-
Equifax shows yellow, and before was green..and i get a "fair" credit rating..and "ok"...not exactly where i was
-
thanks for replies, always much appreciated.. the calendar section has marker for feby. i received another call from b.c. today.. they are trying to ascertain the reason for late payment.. she is going to review it again based on what i am telling her over the phone.. i told her i can get medical proof for illness..she replied, perhaps later they might require that. it tells me , they can remove it... based on the reason..this is a onetime late payment marker..otherwise my files are totally clean of problems, but this ofcourse is making an impact on my credibility.
-
Can anyone help? i finally got my credit record straight.. and then in february due to my S.A.D... i missed a payment on 2 credit cards.. i got on the phone as soon as i could to get it sorted.. but at the time i was unable to do much.. because i was ill and sleeping a lot and i live alone.. its difficult to describe unless one suffers from this.. now to my horror after explaining everything , i found 2 late payment markers in that month one for each card respectively.. i am told this will stay on my file for 7 years... i wrote to the companies.. received no reply only by email.. curt and standard, that they wont remove the markers.. i am thinking this CAN be done but they are just not listening to the reason for the late payment.. only one in all the time i have the cards.. this will, i know affect my credit adversely.. but will it be 7 years? i called again today.. I was told it would drop off after 9 months... i am thinking this is misinformation.. but i feel penalised for being ill.. complaints are open on this.. would a letter from my doctor help? i feel this is injustice... t hough i know someone here will say.. its normal procedure.. and i was at fault.. still, im not just a number on the front of my credit card.. this is a thing that happened to me.. but not deliberately.. and i feel i am not being listened to on an individual level.. please help!
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS
The Consumer Action Group
- Create New...