There only is so much you can predict, 15 years and 1st ever accident rather seems to confirm that, also it's the first year I have decided to protect my NCD, lucky me. That's why I don't like too much what happened. Still - does anyone know is green car changing a lane and any link to Highway code about it. I can't find anyting.

I guess I just start making YT videos, having your story in mind

I have actually asked completely different question. I wanted to know when one gets to this Y shaped split into 2 lanes without broken line in the middle, is it changing lanes [opposite to merging traffic] and where is he write up about it in highway code? You lost me here. I was the green car being overtaken over painted chevrons. And it's not like in the picture this is where it happened. Today driving there with dashcam already @king1234 I got recorded another car doing exactly same manoeuvre like the guy that hit me [yes this is how I see it] Should I report it? In Germany they would... http://www.highwaycodeuk.co.uk/lines-and-lane-markings-on-the-road.html mch1991, u should think again about road situation where someone approaches you at (over)speed from behind and needs about 0.1 s to be from your tail to your side, you could be next checking your mirrors and relaxing before hitting someone.

sad and true - but I have decided to complete the paperwork for insurance company and draw situation on the road, in case something goes awkward, to then support my case. But I have a question. In this situation - DO I CHANGE LANE?

I had this - cars were following some big truck at about 40mph in 60 zone and then just ahead is the first possibility to overtake straight into 70 zone. everyone is taking right lane. I usually have a solid distance to preceding car and when I was doing it - just along the white line - guy behind used painted area to try to get in front of me and we brushed sides. He has damage to back side of his car around back wheel arch, I have damage to side at front between door and front lights. INsurance advisor was only suggesting that as I was changing lanes I could be at found fault too. I'm kind of not ready to take hit on that [costs - car is important to get me to work far away], but there is no witness, and guy can claim he has overtook but never went over painted area. The Only thing supporting my case is that there is junction in 200m and we have still managed to get it and stop round a corner - crawling slowly for most of the distance after accident. Road is busy and too dangerous to walk onto plus it was dark to get any evidence photographed. Only debris from side indicator could poss be found. 1. I'm not feeling at fault should I go already with letters in STICKY [more like messages as only phone number ready] 1a. When to send letter if only in few weeks I will know full extent of uninsured costs? 2. If I neglect that can he do the same? claiming I was at fault and what is worst case scenario? It is right thing to claim expenses, but now I just feel 'how I did not see it coming in a side mirror' but remember only it went fast and he had to well accelerate to be in front of me that fast :

That was some timeago I like seeing myself final solution in threads... so... For 2 years I kept my phone in a drawer, but it was worth it. After dealing with Ombudsman [might be 8-24 months can't remember], I was asked to send my broken phone to someone. Then I was paid for the phone the amount it was worth at the time of attempted claim, also on top of that Bar.clays paid something like a 100-200 for making trouble.

Yes, address they have is correct, as it is in the footnote of this message from first post. Also every year they send me Council Tax and any amendments to my address. I'm actually thinking about challenging ill complaint procedure, I can't imagine myself selling something on e.bay [or any other distant selling retailer] and saying to a buyer 'Now it's your problem' -- "My policy says you have to exhaust all possibilities to find out what happened with my mail to you" I can imagine if I was provided in response all necessary details to complain to RM, well I might consider it. On my own I can barely provide my private address and not even a sender address... Since content description could only be provided for last missing letter [attached to egress message]. Which Ombudsman do you suggest is the best to deal with this kind of matter?

I was going to check on my insurance with Lifestyle Services Group [set up through Barclays account]. Firstly when I went onto Lifestyle Services Group login website it didn't recognize my login credentials, then when I wanted recover password [in case I forgot] it didn't know my login [e-mail] at all! Then when I attempted to recover account by providing bank sort code and account number - it claimed it never was set-up! [same account whole life] When I called them they can see that I had my old phone insured trough Barclays but no sign of new phone insurance. Only that I have had cancelled old phone insurance. In fact I had not cancelled insurance - only updated with new phone. But - well - Lifestyle Services Group can not say it is true. Called Barclays - they even say I couldn't have any free insurance on mobile handset because there was never any free insurance. In fact there was. I have set up this kind of insurance to my wife's phone and she have a written confirmation of the policy. She had policy for an old phone and recently [June 2013] on a new one - after updating phone details on the policy [she couldn't log in on the website neither]. When Barclay guy said I didn't have any policy - and there never was free, I got my wife on the phone, then I asked him about where hers policy is coming from and why this one was free? He didn't know - there was nothing on a system. Not information about policy nor there was any debit from account that would pay for some extended cover OR premium Barclays account Help.

Ah OK I was going to contact them if no better idea will come up I will do it somewhere else so I can keep records of communication, but not yet thanks for your reply

? Would this matter

Hi I will try to say it as short as possible due to late hour I was going to change energy supplier, so in order to get best possible estimates on comparison website I searched for a first bill I submitted in my newly bought house about year ago. But when I digged into it I found out that provider issued to me wrong meter readings. They switched LOW and NORMAL readings on E7 meter. From my calculations I could underpay between 200-300 quid as I almost never used night tariff. The switch/mistake was not really possible to happen - as during this time I had 3 meter readings by a authorized person, which has taken GAS readings [they appear on a bill as Actual readings] but Electricity readings appear only as estimates or customer readings ONLY for a whole period. Looks like 'meter reader' discovered cock up but never was bothered to put it right. On top of that electricity meter is much easier to read from gas reader because of better access. My question is what to do? One thing is underpayment but what about the period before I have moved in here, wouldn't they want to charge me for whatever loooooong period? I know it sound ridiculous, but I've read stories and peoples got plenty of problems with debt companies because of mistakes in utility companies. And since I will want to change my mortgage lender in some time I need good rating. I want to simply avoid any problems with company that unprofessional contractor/reader didn't do his job properly. Pay whatever estimates they will come up with, change supplier and start on a fresh page. Any help please.