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susanne42

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  1. Ty do u know if i ring tax office can they tell mr when ive worked ty
  2. Sorry missed that on phone thanks for letter template
  3. Template for a sar letter please thanks
  4. can anyone help please thanks
  5. DWP LETTER just got a letter today saying i owe 500.00 from 2005. for crisis loans, and stuff like that. i did take loans out with dss as it was known in those days im just not so sure about the dates they're telling me when i rang as im sure i was working then. he went through my records saying i had paid 700.00 back and i only have 500.00 to pay now. as this was taken of when i was claiming. i asked why so long in getting money back as it could of been paid by now as i was paying back money already to which i owed which i did pay back over the last 7 years its taken me i didnt mind that as it was due. what letter can i send as i would like to see the information for myself for this period in time as they cant say they couldnt find me to pay it off earlier as i have been paying stuff already and as i said that was on record that i have now paid that of. i dont have the money at the mo to pay back at what they want a month. thanks for help
  6. im getting there slowly lol as i said no not my writing on credit agreement think i would know how to spell my name and know my postcode as they got that wrong and address not correct at time i got the cat. cc tried to fob me of saying that was a true copy of my credit agreement and it doesnt have to be signed or dated by myself that is my agreement. well will get a sar sent of to them should i send them the failure to comply letter to them then as there wanting payment again in 12 days time from me. they should of been giving jdw the money then
  7. ok will do that but how can i still claim that back as i have been paying them for all those years sorry getting confused here so i take it the credit agreement that i have at the top aint legit ty again . how can i claim back the money if jdw sold cc the debt or they just gave them it as cc own the debt then not jdw
  8. talked to jdw today they said they passed me on to cc on 2005 a nd they have no more dealing with me its to do with the debt company now. i have sent a failure to comply letter again to to cc . See the credit agreement should that have the address where i got the cat from not the address where cc found me and plus its not my writing on the credit agreement and not been signed by myself . what will a sar show me by the way as i know jdw aint getting the money from cc lol thanks again
  9. was paying 1st credit and connaught colll not sure if there the same company as payments are going to both of them just remember getting a letter saying there take me to court and all that so started paying it then came on here and read some things i have assumed they got my old debt. so do i have to pay them the rest of the amount even though they havent sent me my origanlly credit agreement ty ps just thought they sold the debt as it went to a collection agency
  10. got a jdw cat around 2003 they found me in 2006 i was young and silly and didnt know what to do i have been payin it since 2006 until feb 2013 total was 1300 i have 290 left to pay no wasnt until i came on this site and found out alot of things lol i sent them 2 letters canny remember what the first one was called then i sent them the failure to comply one with my 1 pound to them canny find my first letter though unless i had to pay a pound for that one to. that letter was sent on 12 april 2013 and i got my so called credit agreement letter on 20 nov 2013 which u can c above and all my payments i have made since 2006 until feb 2013 thats it if u need to know anything else let me know, i know ive payed the debt well off by now compared to what they would of payed for it but there wanting a reply in 12 days now and for me to start repaying them thanks ps the address that was on my credit agreement was not where i was living when i got the cat and they canny even get my name or postcode right either they have the address where they found me lol
  11. hi again have looked at my records and i have all ready sent them a failure to comply letter i have kept the receipt for proof thankfully so i know so what letter can i send now as they have sent me details of my payments to them but not my orginal credit agreement which of course they wouldnt have since im been paying this since 2006 so any help on what letter to send now thanks
  12. could u send me a link please for the template for failure to comply letter thanks
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