linz17
Registered UsersChange your profile picture
-
Posts
48 -
Joined
-
Last visited
Reputation
1 Neutral-
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
Hello again, I have battled through this statute barred debt with Restons & with the great help from CAG. For the last 8 weeks or so I have received phone calls from Cabot every other day, sometimes 8.00am sometimes 9.30pm also on Sunday. I have them all logged and as I have caller display it always goes to a/phone. The message is always the same,'This is a personal call from Cabot Financial to .............please ring etc Now I have no intention of answering, Restons have backed off but is there anything I can do regarding these calls please? I have blocked a couple of eir numbers but of course they have various. I should love to answer & tell them where to go, but I assume this is what they want? Any help greatly appreciated. -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
Restons are so considerate! Today I received a letter offering me a discount of £500 if I paid at once, failing that if I put a monthly offer to their 'client'. I have now found more corres. that proves it is over 7 years old & the letter I wrote to Next stating the lack of CCA. So I am going to ignore these ***** from now on! thank you for all your help and advice, when you first open a County Court Summons it is so scary, so thank you all again! -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
Latest from Restons: Statement of goods purchased 20/8/12 incorrect, items I would never have purchased - cobbled together- Quote; Reconstituted Credit Agreement (no signature of course) Notice of Assignment 5/8/16 - never received Purpose of this letter is to give me the opportunity to withdraw my defence before an application made to lift the stay (formN9A) Alternatively our client is prepared to consider reasonable settlement proposals I may wish to put forward to resolve this matter amicably and avoid continuation of litigation. Unquote They are so determined that I am determined to ignore. -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
Another phone call from Cabot 10.00pm I have caller display and all their calls are logged on my phone, harassment! I am happy to go to court if it comes to that, I have all my docs re ill health & operations which I will produce at Court. I am NOT sharing my personal history with some two bit debt collector who is trying their hardest to wear me down. I have submitted my defence, so no more for me to do (except pay them!!) I shall await their next move. -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
Restons seem to have passed the debt back to Cabot? I have sent no correspondence to Rest since their enquiry re producing proof of my health. Cbot are at present phoning every day and leaving a message on a/m which I refuse to respond to. I am assuming that Restons even tho' they love litigation are leaving this alone?? -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
Hope so, thank you all for your help, what would we do without CAG? donation made for Martin RIP!!!! -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
Andy, thank you I am clear now. So I shall just wait & see & if it moves to County Court,fine I will take all my paperwork and as I am retired with a disabled hubbie I'll offer £1.00 per month as all I can afford.! -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
I did read what tenacious .....s they were, but I sent an honest & true account defence docs to the Court, these have been ignored by R's so I do not know now whether the Court is still involved or R's are just pushing it to see how far they can go.. -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
I note it makes no more mention of Court proceedings, other than they are aware they received my defence in plenty of time. So it has taken Restons nearly a month to write what amounts to a 'threatening letter' who would ask for written medical proof? I am not about to share my numerous operation details with them! -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
So do i just ignore it? I am so angry that they have the gall to ask me prove my medical history, Can I ask how much they paid for this debt & how much they make on it? I really am so angry about their attitude, shall I just ride it out? -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
Scream in anger!! Letter from Restons today, dated 11th July. They maintain they are a debt purchaser & are advising that this is simple debt recovery action. Then they refer to o/s balance, still maintain 1991 account opened. 2. Statements would have been sent monthly (not true, also this has been through various debt collection companies) Moorcroft, 1st Direct etc 3. failed in my defence to mention Next terminated the account. 4. Next within their right to transfer to a third party . This firm was instructed on 20/4/18 and a letter of claim with pre action protocols sent Additionally the last payment of £30.00 was made 5/3/13 (incorrect) & a throw purchased 4/8/12 incorrect!!! Confirm that letter referred to in Defence not received by R's not aware of request for CCA & it does not mean that the lack of CCA does not render the account unenforceable & that the client is unable to recover the debt indefinitely. They note information re my ill health & require proof & documentation to be sent by 25July to them. This to ensure my account is managed in accordance with Data protection! End of letter states Client is prepared to consider any reasonable settlement proposals to put forward in order to resolve & avoid continuation of this litigation. Please contact this office within net 14days or complete encls. financial statement. (Which I have no intention of doing) signed *********Paralegal So what now please?? any help greatly appreciated, this firm is writing their own rules & storyline, I nearly give up. -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
Great! Just when I thought it was safe............... -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
No response & 29days gone!! Hope Restons have backed off now, either way Thank you all for your help , fingers crossed for everyone else involved with these horrible people! -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
I am just counting out the days. Letter from Court dated 11 June & 28days given for Restons to respond. I have heard nothing from them, fingers crossed all will be OK. I will be looking with interest at the post for the next few days. -
cabot/restons claimform - Next store card debt
linz17 replied to linz17's topic in Financial Legal Issues
Thank you for all your help and advice. It is in the lap of the Gods now, so I'll wait and see, but if I ever hear the name Restons in the future my blood will boil, horrible horrible firm of leeches.
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS
The Consumer Action Group
- Create New...