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babbleboom

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  1. Lol... ignoring them again, with pleasure! I don't know anything about it dx100uk, they just gave me the phone people name, account type communications (could be anything), account number and a date of agreement (sorry I called it a contract off the top of my head but I've pulled the paperwork out now - agreement might legally be something different I don't know), and that it was assigned to Cabot in March last year. I thought that asking for proof when they sent the claim letter would give me the answers as to what it's all about so I could turn around and tell them to go fornicate, but they don't want to do that clearly, even when given money for the trouble. �� So statute barred, real debt, my debt, mistake, genuine (must have been sleep telephoning if so!), I just don't know It's just deeply upsetting to keep getting these threatograms when they can't be any more sure than I am that I actually owe anyone a penny. I find it very hard work and challenging dealing with replies etc so it was a big deal sorting out their letter of claim and letter for cca etc then getting someone to buy me a postal order, then send them their reply... just to get ignored. I do feel that ignoring them too is fair now.
  2. I started getting letters from cabot for a debt I do not recognise and do not believe I owe several months ago. I put them in the bin due to the above. At the end of November I received a pre-action letter and the standard attached forms to complete with threats of court action. I followed CAG advice for completion and I added a cca request and fee. Alleged debt is with a mobile phone company but having no other details than that and a date of contract of a specific date in 2010 (and an amount of under £300) the debt could be for anything. I had a contract with a different operator that year and the following one and left that contract long after the contract ended. I denied the debt on their form and only filled in where advised. Sent this to solicitors by due date and added in a brief short letter at advice of GP to tell the solicitors i have mental health issues. They are severe in nature. GP said they had to follow mental health guidelines And should not be harassing me. I have to get someone else to post letters for me so going to court is laughable. A week later I got a response from cabot saying I was being transferred to their sensitive team. And I've now got a letter a month on - back to square one asking me to get in touch to pay this debt and an attached form to complete for someone else to take authority on this account. I feel like hitting my head against a brick wall. They didn't provide a single detail of the proof I asked for and they haven't returned the postal order they were sent. Its just been ignored and the solicitors have thrown it back at Cabot to start chasing me again without a shred of proof. What should I do now? I could scream. Thanks
  3. Thanks for the reply Nystagmite I don't think they'd class him as in need of care although I doubt he'd want to do much for himself right now. He has something going on that's involving huge migraines/headaches almost all the time, extreme tiredness and something called myoclonic jerks in one arm. He's not in a state to look after a toddler (let alone look for, or go to work). The number of times now I've left him in charge and come back to find him curled up in pain with his eyes covered or worse, asleep, whilst she's run merry hell around the room. I won't elaborate but she's not safe being cared for by him... you can see why we've got a problem right now
  4. Myself and my partner are both unemployed; we have a two year old child. I have been the main claimant for us both because I am the one returning to work whilst he looks after our child. He has no qualifications, I have many (not that it's helped me find work so far, I keep being told I'm over qualified ). We claim JSA and get child tax credits. Anyway, to cut a long story short, my partner has just been signed off as ill by the GP (yesterday). He's actually very ill and will be seeing a neurologist for tests. He's been getting progressively worse over time and he isn't fit to care for our child for now. The fact is, I won't stop looking for and applying for work but my child is being looked after by me whilst he is in this state. We are both worried sick about this sudden change in circumstances as we don't know how it will affect our benefits. What will happen? Will we actually be entitled to anything now? Or would it be better to keep my mouth shut and just burnt the candle both ends in my job search (I've been doing this more and more of late anyway with my partners illness). I might be able to pull favours for babysitting with interviews, would have to cross the bridge about childcare if I find work although I suspect we'd be worse off than ever now this has happened. I am coming up to the one year mark on JSA soon and I've been told I will attend a job programme run by an outside agency so my child would have to come with me, another huge issue. I'm looking forward to the work programme to be honest as they might be able to pull some strings and get me a job lol... Thanks for any advice.
  5. I was asked to start a new thread so re-posting. We really need advice about our meter readings and bill and would be really grateful if anyone can tell us what we steps we can take, if any?! We moved from one rented flat last October, to a house. Our old flat had an electricity pre-payment meter so we always knew our consumption. When we moved to a house with garden, we no longer needed our tumble dryer nor an electric heater we had in our babies bedroom. We've been using less appliances and you would think less electricity since moving. We changed supplier after two months in the new house, at the start of December, and had a bit of a shock to have a final bill for two months of £300, but we paid it and thought that it must have been one of those things. A shocking amount but we were in a new house. We had been used to using £40 per week in the winter on a high tariff (this was for 14 hours a day of an electric heater, and a tumble dryer as well as everything we currently use). And typically £15-£20 in the summer months when we still used a tumble dryer, having no garden. Forward to now, and we just had a bill from EDF for the six months to June. £1,075 for 184 days' use, 8568 units. We are floored by this. We have had an Eaga meter since January which tells us what we use and it's not that! By our meters calculation we use 12 - 17 kWh a day. The bill tells us we use 46.5 kWh a day. What do we have running? Well we use one TV which is admittedly turned on for most of every evening, two floor lights in the evening, a few energy saving lights that go on and off, one oven for about 45 mins a day, the rare use of the hob, a microwave for 5 mins a day, 8-12 3kW kettles boils, 4 loads of washing per week, one small filter pump and a fluoro bulb in a fishtank, one small fridge, one small under counter freezer, a laptop and a computer for a few hours in the evening. Two adults, one toddler. Sitting here this evening I've had the washing machine and the oven both on at the same time alongside lights, TV and computer and we were using between 1.2 - 2.1 kWh according to our Eaga meter. Our meter/bill would have us believe in that case, that we are using our washing machine (energy saving Hotpoint!), oven, TV, computers, and several lights all at once for 24 hours a day, seven days a week. The company EDF have asked us to write down our readings every day for the next five days but we are unsure what that will achieve if our meter is faulty... Right now I am sick with worry as EDF have changed our monthly direct debit to £387 a month to reflect our new energy usage. Huge thanks for any help and advice
  6. Hi all, sorry to gatecrash this thread but we have the same issue as japiedog. We moved from one rented place last October, to another. Our old flat had an electricity pre-payment meter so we always knew our consumption. When we moved to a house with garden, we no longer needed our tumble dryer nor an electric heater we had in our babies bedroom. We've been using less appliances and you would think less electricity since moving. We changed supplier after two months in the new house, at the start of December, and had a bit of a shock to have a final bill for two months of £300, but we paid it and thought that it must have been one of those things. A shocking amount but we were in a new house. We had been used to using £40 per week in the winter on a high tariff. This was for 14 hours a day of an electric heater and a tumble dryer as well as everything we currently use. And typically £15-£20 in the summer months when we still used a tumble dryer, having no garden. Forward to now, and we just had a bill from EDF for the six months to June. £1,075 for 184 days' use, 8568 units. We are floored by this. We have had an Eaga meter since January which tells us what we use and it's not that! By our meters calculation we use 12 - 17 kWh a day. The bill tells us we use 46.5 kWh a day. What do we have running? Well we use one TV which is admittedly turned on for most of every evening, two floor lights in the evening, a few energy saving lights that go on and off, one oven for about 45 mins a day, the rare use of the hob, a microwave for 5 mins a day, 8-12 3kW kettles boils, 4 loads of washing per week, one small filter pump and a fluoro bulb in a fishtank, one small fridge, one small under counter freezer, a laptop and a computer for a few hours in the evening. Two adults, one toddler. Sitting here this evening I've had the washing machine and the oven both on at the same time alongside lights, TV and computer and we were using between 1.2 - 2.1 kWh according to our Eaga meter. Our meter/bill would have us believe in that case, that we are using our washing machine (energy saving Hotpoint!), oven, TV, computers, and several lights all at once for 24 hours a day, seven days a week. The company EDF have asked us to write down our readings every day for the next five days but we are unsure what that will achieve if our meter is faulty... Right now I am sick with worry as EDF have changed our monthly direct debit to £387 a month to reflect our new energy usage.
  7. A DCA company called I think RMA have been calling us every single weekday for about a month now. We keep telling them there's no-one by that name here but the next day there's another call. They call any time of day, sometimes they call twice. We've just had to pay the £3.50 a month to get them barred from calling. I'm so angry I'm still shaking here. What part of 'don't call this private number again' don't they understand and why do they keep on calling? What ba&%^$s.
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