barbershop0
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Home repossession 29th October Halifax bos
barbershop0 replied to barbershop0's topic in Home Repossessions
Halifax have now removed the £942. In response to my fee request refund, they have sent me a cheque for £75 and told me to complain to the FOS if I'm not happy with that.- 27 replies
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Home repossession 29th October Halifax bos
barbershop0 replied to barbershop0's topic in Home Repossessions
Just checked my mortage account today and Halifax have added £942 for legal fees. I have queried this and feel that it is very unfair. I am still awaiting the written judgement form the court. Another problem for me to resolve?- 27 replies
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Looking to regain entry after repossession
barbershop0 replied to misssk06's topic in Home Repossessions
Dissolving companies may not disbar you from acting as a debt councillor. There may have been valid reasons for dissolution. -
Home repossession 29th October Halifax bos
barbershop0 replied to barbershop0's topic in Home Repossessions
Been back in court today. The possession order was set aside generally. I asked the judge not to let the Halifax put charges onto my account, as I felt that the case was not necessary and any litigation was not required. The solicitor for Halifax asked the judge not to make a statement as to costs. The judge then told the solicitor that if he did not make a statement then charges would be applied to my mortgage account. The judge ordered that the Halifax could only put charges for the court costs onto my account if they made an application to the court. I shall post the exact wording when I get the order from the court. Fantastic result for me and I thank everyone on this forum for assisting me to get to this position. Next to chase them for are bank charges and failure to comply with Data protection act, but I'm had enough of the Halifax for the time being. I re-iterate, many, many thanks.- 27 replies
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Home repossession 29th October Halifax bos
barbershop0 replied to barbershop0's topic in Home Repossessions
Been back in court today, the Judge stated that he "tended to side with me" then adjourned the case for 21 days. This was to allow the Halifax a chance to put a clearer position!- 27 replies
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Home repossession 29th October Halifax bos
barbershop0 replied to barbershop0's topic in Home Repossessions
Ready to go to court on Tuesday 7th, sent my information to Walker Morris. Sent Non compliance letter Sent unfair charges letter Only part I am unsure about is getting the judge to order the charges not to be added to my mortgage. Should I add a sentence similiar to " As the proceedings were not necessary, may it be ordered that no costs are added to the mortgage" Thanks in advance.- 27 replies
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Hi, I am certainly am no expert, but have Mortages Plc already got a suspended possession order from 2008? Did you take your mortage out prior to 1995 (i think)? Have Mortgages plc put you back on a repayment mortgage and what are the arrears on the mortgage. How long is left on the mortgage. These questions may help someone much more knowledgable than me.
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Newbie Repossession order from Halifax - *Repossession Stopped*
barbershop0 replied to Colly46's topic in Home Repossessions
Well done Colly, Happy Christmas. Nice timing to finish off the year.- 58 replies
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Home repossession 29th October Halifax bos
barbershop0 replied to barbershop0's topic in Home Repossessions
Went through the SAR details that the Halifax have sent me. This is quite a big bunch of paperwork, it was sent by DHL and must be at least 600 to 700 hundred pages. I requested this in March 2013 and received this about September 2013. I requested my SAR in about March but they lost my letter, etc, etc. Having finally got round to have a look at this, I have noticed that they not sent the full information. They have only sent the first page of each letter that they have sent to me. ie. if they sent a copy of letter saying page 1 of 5 they have only sent page 1. How do I go about complaining about this? I was going to try to reclaim my mortgage charges by letter and show this to the judge prior to going to court on 7th Jan 2014, but with incomplete information I find that ascertaining the true charge is very difficult. Any advice would be helpful.- 27 replies
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Housed feel depressed
barbershop0 replied to lollyjoy6's topic in Effects of debt on Health and Lifestyle
Nice to hear that you will have something to look forward to in the New Year. Good luck for the future. -
Eviction set for 30/1/14 - I don't have the money
barbershop0 replied to marisag's topic in Home Repossessions
Seems like Satander / Eversheds are acting like tos**rs. Hope everything works out for you. -
Parking Contravention Athena ANPR Ltd
barbershop0 replied to sosp73's topic in Private Land Parking Enforcement
Has tony216 posted the same post on every parking thread? has he worked everywhere? I think not. -
Home repossession 29th October Halifax bos
barbershop0 replied to barbershop0's topic in Home Repossessions
Hi, I have had 3 x £35 arrears management fees and 1 x £135 arrears letter fee. Can I get these back?- 27 replies
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