Sorry for starting two threads. He has started to do a chargeback under false representation, as that is what they have done. They never listed any items and I do not live there and if they turn up again then he just needs to call the police (they told him that after the event). He feels like he has been burgled and is very depressed, hence me looking to make this right. Should I report this bailiff now are after the compliant is responded to. BTW they also said to him that they are from the TV programme and that the cameras were not with them today but can be in future!!

I have absolutely no idea where the address details came from other than that we had redirected mail there for a couple of months, then amended and redirected for a further four months to where I live now. Never been on the electoral register even in the county where my Father lives and my credit file has never been connected to there either DCBL had my old address on the writ and that was it, I called the court to get a copy of it which I have and no address other than that one is listed. I am not hard to find, am on electoral register here as well as credit file reporting me living here (banks etc)

Hi, I had no option to intervene as I live nowhere near my Father and I only learned of what happened after the event. Just to add to this, they clamped a car that was on finance and a DVLA check would prove was not owned by me, they did release the clamp before any money was paid but were rummaging around his house apparently writing serial numbers of items down, they told him a van was 20 mins away but also when they first arrived said that they were looking for someone with an entirely different name. It was when he proved that he was not a "smith" for example that they actually said they were looking for someone with my surname which I share with my Dad. They also did not have his address on the writ and to be frank it is quite obvious that nothing in that property would be mine. He felt bullied and towered over and he is a pensioner whom has never had anything happen to him like this before. If he did the chargeback, they do now know that I am not present at that address, how would they be able to reattend, he did not sign any documents and was left with a piece of paper that has charges all the different stages of collection which he has paid, not once did the bailiff ask to speak with me or even mention me at any other point. He has also complained to the company and bailiff as have I, I do admit I owe a small portion of this money(around 1000) but this has been an ongoing battle for some time. The payment was done by a credit card and my Father can prove that this was paid due to misrepresentation surely?

Surely he has come back for chargeback as this was misrepresentation

Hi, I had no option to intervene as I live nowhere near my Father and I only learned of what happened after the event. Just to add to this, they clamped a car that was on finance and a DVLA check would prove was not owned by me, they did release the clamp before any money was paid but were rummaging around his house apparently writing serial numbers of items down, they told him a van was 20 mins away but also when they first arrived said that they were looking for someone with an entirely different name. It was when he proved that he was not a "smith" for example that they actually said they were looking for someone with my surname which I share with my Dad. They also did not have his address on the writ and to be frank it is quite obvious that nothing in that property would be mine. He felt bullied and towered over and he is a pensioner whom has never had anything happen to him like this before. If he did the chargeback, they do now know that I am not present at that address, how would they be able to reattend, he did not sign any documents and was left with a piece of paper that has charges all the different stages of collection which he has paid, not once did the bailiff ask to speak with me or even mention me at any other point. He has also complained to the company and bailiff as have I, I do admit I owe a small portion of this money(around 1000) but this has been an ongoing battle for some time

Sorry, what is a chargeback? With the card provider?

Last week DCBL turned up at Father'e house (who is a pensioner) and at a place I have never ever lived or been linked to and clamped his car. They made him pay over £8000 as they were levying goods and quite honestly bullied him. How can they visit somewhere or someone not named on the writ? How can they treat an old person like this? How can they levy on goods that are not clearly connected to me? How can they take payment from someone that is not named on the writ? I really am not sure where to go with all this, it has put my Father in a deep depression

Hi, hope that someone can help with some advice here. To cut a long story short, I have had an ongoing dispute about some charges from a lease company when the car was returned to them a couple of years ago for non existent damage and excess mileage. They filed a claim in the court to which I defended during a period that I was moving house. We were for a short period of time in a hotel before we could move into our new house and a post redirection was set up briefly to my Fathers home. When we moved, the redirection was then amended to my current address. During this time a letter from the court has been lost, I had not been aware that there was a date set and carried on as normal. The last thing I knew was the claimant was to pay a fee or the case would be struck out. Last week my Father (pensioner) was at his home and had two HCEO bailiffs on the doorstep. They had clamped his car and told him that they were removing his goods to pay for my debt which was £5000. My Father not knowing what to do has paid them over £8000 to leave. I have never lived at my Dads address and after getting a copy of the writ from the court the only address mentioned was my old address. I have complained to the bailiff firm but they have a process of 28 days to resolve, I need him to be refunded now, this should not have happened and so many rules have not been followed. How would I go about this quicker. Please ask any questions as determined to sort this for him, he has become sick as a result of this. Meant to mention that this is DCBL

Hi all, Wonder if you could help me with some advice? I have had a bad couple of years and life is finally on the up but I need to get a new car (have kids) and also want to pay off some rent arrears that my Landlord has been really quite nice about this. I am looking for a loan as my credit history has been screwed by payday loans that I am paying off to get back on the up, I have worked out that I can make the payments. I have had a call from Loans.co.uk saying that they are able to lend me the money that I need at a really good APR rate, Here is the sticky point. I have done due diligence on the company and they have accounts registered at Companies House, they have a business address at Chester Business park and and the phone number that they call from is not listed as a spam number, but in order for them to send me the loan monies they have asked that I pay the first months installment into a HSBC bank account based in Southampton? Am I being scammed?

Can someone please advise me on how to proceed with this. I have an account with Natwest and an Overdraft facility of £3000 in place. I then got a joint account with my Partner at another bank and used this for day to day living and transferred £45 a month over to the Natwest account by Standing Order to cover interest and bring the balance down. I have done this for over two years and not taken anything out of the account. It seems that my Standing Order was only set up for a period of time and I did take my eye of the ball assuming that this was being paid on a monthly basis. I have now received a letter from APEX stating that my account with Natwest has been passed to them and that I owe £4200 and that they require full payment or shall take me to court for a CCJ. I have heard nothing from Natwest at any time and it seems that they MAY have written to my previous address as APEX still had these details. I changed my address with Natwest two years ago. How can I fight this and make sure that there is not a default on my credit file, as I have not received one. How can I get these Interest and Charges off my account to where my account was? I am a really responsible person and really thought that this was being paid off very slowly but paid all the same.Really appreciate any advice. Thanks