layercake1
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Thanks Guys...
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Thanks Uncle BG- I did the form this morning....but not sent it yet. I don't have a cheque book (who does). So how do I send the fee? Postal Order or Cash? Also do they have an email address also I can use....as well as post to tell them?? Thanks :0)
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Morning Thanks for your comments earlier. I feel much stronger today. I am ready to defend myself strongly in court! I want to be in court for the pending court case to defend myself under 6 different scenarios. I also want to let the judge know today if possible the genuine reasons I missed earlier court dates and that I have made a monthly payment settlement offer to CWG. I also have a nice family living in my house paying rent and they have a disabled son who needs 24hr care...so how relevant should their rights be for this outcome?
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Thanks and I appreciate your positive advice. You said " What are your thoughts on applying to the court to set the repayment schedule?" If it helps me of course. How though?
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Yes of course I am. But except sensible repayment options I have no other options. Set aside is pointless as they will resubmit it. I feel so depressed because my house is all I have. UK debt charities are clueless. It's a grey area. I sent CWD a repayment offer by email but I honestly don't they care! They would rather see me homeless at Christmas.
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Guys you have all been awesome. Tomorrow i I will contact the national newspapers because Coyle White Devine have taken this too far! Although I admit I went to work in Dubai in 2007 for a better life, I did NOT go there to defraud the local banks. Also although I admit I got in to debt, the AMOUNT disputed is absurdly high. I did NOT know bouncing cheques / debt was a criminal offence. I wish I knew this before I left. I worked in real estate which OVER NIGHT collapsed. This was unprecedented. 25 sales guys including me were fired the next day! What choice did I have? Leave asap. Or die in a UAE jail? Fact. Therefore Coyle White Devine have no interest in the facts, only your fees. Morals? CWD clearly very little.
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I can't call them because tomorrow my boss is back. I will compose a letter tonight.
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I can if I am working and renting my 2 spare rooms out......so yes.
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I can pay £500 per month as I have no children. So yes 500 per month is achievable without lapsing... The 2nd charges would come off after completed? Also maybe on a reduced amount instead of £30k? - Maybe £15k? I'm thinking out loud.......here for the letter?
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Definitely......I want to get my life back on track.......x
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I'm sorry.
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Or maybe a letter template? Thank you. Yes with my new job I can afford £500 per month from my 1st pay cheque. Yes...I can....with my new job. So I can send the letter tonight.... :0) Any thought on how to compose it please?
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All I want to do is write to CWD and offer monthly payments now I've a new job....is it too late? OK - Can you please help me with a letter in reference to this? All I want to do is focus on my new job so I can not be bankrupt and to keep my house...with sensible monthly payments....so maybe £500 per month
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The courts generally will not grant an order for sale if repayments are being made towards the debt......I can do this monthly!
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So I'm screwed then. CWD won't accept reduced payments? I don't have £32k.
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