jordangills
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Cabot Financial-Credit Reference Agencies
jordangills replied to Eagle1977's topic in General Debt Issues
your actually pathetic.... you offer no proper resolution to people. And when anyone contests your answers your come up with showing a post of mine from 4 years ago. Absolutely pathetic. How about you try and listen (if you can) to peoples issues and queries and offer them a proper resolution,instead of all this ridiculous debt dodging mentality you seem to have. Most people come on here wanting to sort their finances out and in most cases your poor advice would more than likely leave them in a worse situation. Just a bit of feedback -
Cabot Financial-Credit Reference Agencies
jordangills replied to Eagle1977's topic in General Debt Issues
If a creditor isn't being paid what should they do?... Write the whole debt off. That's ridiculous (this comes from me with £8400 of defaults on my credit file) Most people will have a grievance against a company demanding money. Ultimately if its legally correct then its tough. Its a case it needs to be dealt with. Worst thing anyone can do is bury your head in the sand and come up stupid comments regarding just pay them £5.00. You don't know that persons full situation. People come on here looking for realistic solutions to there problems not childish and petulant answers. -
Cabot Financial-Credit Reference Agencies
jordangills replied to Eagle1977's topic in General Debt Issues
Maybe you don't understand that people have a conscience and want to clear there debts and have peace of mind instead of looking for easy way outs. Simply saying pay £5.00 is just a unresponsible answer to someone wanting a solution. I think its great Eagle has paid the debt and that it'll be reflected on his credit file. -
Cabot Financial-Credit Reference Agencies
jordangills replied to Eagle1977's topic in General Debt Issues
Your statement is ridiculous. As for employment searches you are incorrect. When a company does a employment search, they can see you've defaults but not who with. Obviously dependent on your possible employer and there criteria they may ask more. If your stating having a debt marked as settled or partially settled is no vast improvement on default then that's quite a scandalous comment for a site that's supposed to help people. Back to the initial question, I'm sure Cabot will update it, just dont expect them to do it now. Most creditors and Collections agencies will do it every 30/50 days. -
Cabot Financial-Credit Reference Agencies
jordangills replied to Eagle1977's topic in General Debt Issues
Most creditors have a set date when they'll update credit files. They dont do it as and when you pay the debt. Id give it 30 days from the 18/04 and It'll probably then be updated. Contarary to DX100 says 'if its got a defaulted date its a waste on money paying debts by F&F offers' thats nonsense. Of course its beneficial paying your debts and it DOES make a difference to your credit rating. If you apply for a job, credit or whatever it may be. -
Wonga Email - Finally The Write Off Begins
jordangills replied to fkofilee's topic in General Debt Issues
Watch this space with Cash Genie/Ariste Holdings, they will soon be going into Administration and that's come from the FOS who I spoke to. Personally I'd e mail the FOS regarding any complaint. Creditors and debt collection agencies generally will start to act if they hear from them. -
As per a previous post Cash Genie/Ariste Holdings are currently close to entering Administration (confirmed by the FOS). On the off chance I complained to FOS stating my loans were mis sold. These dated back to 2011 when I was in a financial mess. Id pay the loan on the 28th pay day and then due to having to pay it, take another one out literally a few days later. I did this 4 times. Now Cash Genie/Ariste Holdings have written my final debt off (I owed £473) as they admitted there was no cooling off period in between loans being paid and re taken out. :-):-)
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Wonga Email - Finally The Write Off Begins
jordangills replied to fkofilee's topic in General Debt Issues
ive an old debt with them i owed £250 - i complained to FOS on the off chance regarding misselling who in turn advised me they are in Administration. They were bought out by Ariste Holdings who are in Administration. Check Cash Genie website - https://www.cashgenieloans.co.uk/ -
Wonga Email - Finally The Write Off Begins
jordangills replied to fkofilee's topic in General Debt Issues
Also interesting to see Cash Genie are in administration -
SLL are absolute cowboys. They send debt collection letters stating 'they will accept £30 per month' without even knowing the customers situation. Not only that I was on a repayment plan with them, I missed one payment whilst I asked them for proof of contract from The Cash Store (the debt they bought) and within 2 weeks i'd received a CCJ Claim form. They seem like spoilt brats when it comes to collection of debts. There calls are unbelievably scripted with quotes such as 'the minimum we can accept is...'
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Wonga Email - Finally The Write Off Begins
jordangills replied to fkofilee's topic in General Debt Issues
mine also got written off... if you've had a old Wonga debt and youve changed e mails - it may be worth calling them. i didnt know mine was written off as i they'd sent the write off e mail to my old e mail address. -
Vodafone Debt on my credit file - i want to pay!!!!!
jordangills replied to jordangills's topic in Telecoms - mobile or fixed
Yes Lee was very helpful - my complaint/query resolved in 15 mins. -
Vodafone Debt on my credit file - i want to pay!!!!!
jordangills replied to jordangills's topic in Telecoms - mobile or fixed
Thank you Lee for all your help in resolving this matter. I can finally relax. -
I had dialogue and correspondance with MMF. Its highly unlikely they'll have removed it if I wouldnt have complained/ The original debt was sold as i simply didnt pay it.
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