just had Resolvecall at the door, recording the conversation !! Are they allowed to do that ? Asked DOB, Name, address etc so got chased. Where do I now go from here ?? J ust keep sending packing ?

Thanks dx1000uk Stress levels increasing again......Latest update is a letter recieved today from Cabot saying they’re sending Resolvecall in next 7 days Is my next move to send the letter about only coming with appointment or am I continuing to ignore ? Thanks in advance for any help or advice with this ongoing matter.

I’ve paid nothing and buried my head in the sand I’m currently trying to get a hold of my credit rating but don’t want to alert anyone to this via Experian etc until I know how I can proceed. I’m not in a financially flush situation at minute and last thing I need is an enforcement that’s going to put me in a worse situation. When you say it is currently not in a status that is enforceable how would it become enforceable ? Sorry for all the questions I’m just trying to work out where I can go from here. So do you think I should just ignore Cabot and not send a templated statute barred letter? Thank you very much for taking the time to respond and help me with this as this has got me sick with worry at present.

The date of the CCJ is late 2010 so would I proceed to send a letter regarding statue barred to Cabot ? How could I then deal with the CCJ ? My understanding his will be active forever ?

Who the court or Cabot ? Any advice on what my next step would be to take control of this situation and finally get it put to bed ?

I’ve been burying my head in the sand for too long now and time to get a hold of my life so here goes.. Bought a motorbike on finance in late 2007 with Black Horse made a few payments on the bike and then fell on hard times, split with partner and moved out. Fast forward to late 2010 and a CCJ lands which I ignore (stupidly) and just leave unattended for £8000. I’ve pulled all the paperwork out and have just noticed my finance agreement doesn’t even have a VIN number or registration number present. This is possibly by the by anyway but I need to start addressing my mess I’m in. I’ve now received a letter from Cabot Financial demanding the full sum of near £7500. I’ve never acknowledged the debt as described above and wonder where do I start with this now ? I still have the bike in my possession and is in amazing condition as it hasn’t turned a wheel for years. Where do I start with addressing this debt and starting to make progress Im now worried and getting anxious about this. Any help would be gratefully received.

Finally a reply from the council !!! I only sent email in august !!! "Thank you for your recent correspondence regarding the above property. Further to your request, I can confirm we have obtained one liability order on this account on 12 February 2009 for the total amount of £913.60 all of which remains outstanding. The charge is for the period 15 September 2007 to 31 March 2008 and from 1 April 2008 until 9 August 2008. We referred your account to Rossendales on 18 July 2011. You must now contact Rossendales to discuss further payment of this charge. If you were not a tenant for the full period of this account, please can you provide proof of residence elsewhere such as tenancy agreements, utility bills, bank statements etc. As soon as we receive this information we will review your liability accordingly. Thank you for your help in this matter. Yours sincerely" Is that any use ?

Right I have emailed Council twice for information and called. I still dont have any correct information and today I have received a letter from Rossendales demanding 500 pound minimum payment !!! I am going to call clouncil agaion tomorrow but where the hell do I go from here ? My last email stated I would liek to get this matter soprted asap to save my hair falling out hand over fist but still no reply. I'm really statrting to get concerned and annoied at not being able to get the information I require. Any advice on my next move ? Thanks in advance.

Just for info I have sent another email to the council requesting info with reference to a speedy response due to suffering from stress induced alopecia. I will follow up with a phone call at dinner time which I will record. Thanks again for all the wonderful reasurance and help from you guys it's fantastic to know there are people willing to help as otherwise I'd be well and truly stuck !!

visit them?" been doing a little reading today so I know my rights better and it's not something that is mentioned. Thanks again for help and hopefully I'm going to be able to get what I need from council tomorrow or it's going to be a day off to visit offices

Thank brassnecked. Slept a bit last night but a little worried. No joy with council today after calling and asking them to reply to my email which was sent yesterday !!! Called again and requested the info and still nothing. Just a quick question if a bailiff has been in a house before but with previous owner does that mean they can walk into that house again with current owner? Probably panicking now but just woke up thinking "what if previous owner has had baliffs

thanks for all the advice people I'll do as advised first thing tomorrow morning and post again tomorrow once I have done so. Thanks ever so much again !

Yes I have been treated for stress on a number of occasions - I was in a stressful job which is why I moved to current employment as alopecia was jsut ridiculous i.e. the whole back of my head had no hair and patches all over what was left. I was treat for stress and had quite a bit of time off time off work on advice of doctor but couldnt give me anything for alopecia, offered steriods injections under scalp but doctor I saw strongly advised against them due to them being extremely pain and limited success rate. I try to keep as calm as I can now otherwise I KNOW patches will reappear its a really strange illness - I can go to bed with full head of hair and wake up in the morning looking like a chess board ! I have been prescribed medication for stress related illnesses other than alopecia too when I was working at my last job and was monitored by occupational health nurse at last place who were fantastic in trying to help me with stress at work and also trying to do something about my alopecia.

Again, another fantastic piece of info I didnt know and was panicing about. See my thanks at end of last post brassnecked I'm really grateful for your help I cant thank you enough for your advice and knowledge and help !!

Sorry for another post but no I'm not currently in the same Council area As previous post would the email just be a brief email along the lines of what I said in last post ? Could i also take this opportunity to thank you for all your help . I cant beleive how helpful and also how flippin quick at replying you have all been ! Without your help and advice I would have been well and truly stuck ! I've made myself sick with worry today panicing about this but now feel slightly more relaxed (which is a good thing as my alopecia kicks in within days if I get really stressed ) thanks to all of you for all your help and advice, I really can't thank you all enough !