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LJF1976

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  1. Hi I just received a call from a company called Accident Response advising me that there has been money set aside for me for a road accident I was involved in in April 2010. As far as I was aware this had been dealt with by my car insurer Churchill. The other driver accepted all blame and my car was repaired - end of. They have stated that they have money set aside for me and my 4 kids who were also in the car. It all seems very strange. This is the second time they have called me. The first time was several weeks ago and they did say I would receive another call from a "specialist"!! I gave out no details they seemed to know everything I just wanted to know if anyone else had come across anything like this. I dont want to get my hopes up of getting some much needed cash to find out its all some sick dodgy [problem]!! Thanks Leah
  2. Hi I just received a call from a company called Accident Response advising me that there has been money set aside for me for a road accident I was involved in in April 2010. As far as I was aware this had been dealt with by my car insurer Churchill. The other driver accepted all blame and my car was repaired - end of. Anyway they have stated that they have money set aside for me and my 4 kids who were also in the car. It all seems very strange. This is the second time they have called me. The first time was several weeks ago and they did say I would receive another call from a "specialist"!! I gave out no details they seemed to know everything anyway but I just wanted to know if anyone else had come across anything like this. I dont want to get my hopes up of getting some much needed cash to find out its all some sick dodgy [problem]!! Thanks Leah
  3. Hi Well I just had a call from DWP fraud investigations to apologise for not getting back in touch with me but my case has been closed with no further action required. I cannot believe it am so happy. but get this they told me that the decision had been made in october 2 weeks after I attended my IUC and for some reason they seemed to forget to inform me until now!!! 7 months later a lot of stress and heartache for nothing!! Thanks to you all for your messages and hope that things work it for you all. Thanks again
  4. OMG!!! Now I am terrified. Please can you explain more about your case and why it took so long for them to get back in touch with you? I thought there was a time limit. Can anybody else help me? I am in Scotland so dont know if thats different from England. Thanks again
  5. Hi Sorry if this is a bit long winded but I have been reading with interest everyones experiences about IUC's and am hoping that you may be able to help me. I was called to a IUC on 28 September 2010. It was because they believed there were grounds suspecting I had committed a criminal offence in relation to benefit claim because of living with someone as husband and wife and my income. The benefit in question was income support. So a little bit of background.....I was a single mother of 4 children having left my husband of 12 years due to him committing adultery and making my life a misery. I went to the job centre in May 2009 and basically asked what can I get to help me as I had nothing. I moved into a private let but the council paid my rent and I also recieved CTB. I was entitled to Income support and at that time I had to declare what maintenance payments I was also getting as part of my income. At the time my ex was being very horrible and his payments where very sporadic. One month I would get nothing the next he would give me £400. Eventually I went thro the CSA so I could make sure that his children got the money they are entitled to. Anyway I met a new partner (altho he was an old partner as we had been together many years ago!) He had his own flat which he had lived in for 6 years so therefore paid CT, a mortgage and all the usual things a homeowner pays. We started a relationship but because of my 4 children I was very wary of letting them get too close if it all went belly up! In January 2010 I discovered I was pregnant and we were all delighted. We decided that we would move in together and begin our life together as a big family but not in the rented house. He still had his flat and put that up for sale and we began house hunting. So at that time my partner was staying maybe 3/4 nights a week but not every week and also because I was very wary of the fact I was claiming IS and the fact that my ex is an extremely vindictive man and I could not trust him at all and knew he would be the first to call the fraud hotline!! So he sold his flat and he bought a new house we got the date for moving in and I put the wheels in motion to cancel all the benefits I had been receiving. I stopped all benefits i.e HB, CTB and IS on 9 September 2010 we moved into our new house on 10 September and our new baby was born on 18 September. On the 22 September I received my letter inviting me to attend the IUC. To say I was shocked was a understatement I was totally devastated. I couldnt stop crying and was so scared. I had never received benefits in my life before and thought I had done everything by the book. I was the person who was constantly calling them and asking are they sure I can get this etc!! Anyway I managed to get an appt at the CAB before I went and I attended the IUC armed with the info the CAB gave me. I took my mum along for support and endured the most horrible hour of my life. They had been watching the rented house and had my reg number of my car, my partners work van etc I felt totally gobsmaked. They made me feel awful and guilty...not at all helped by all the crazy hormones rushing thro my body as it was only 12 days since I had had my baby. When we left my mum said she did not think they believed a word that I had said. One guy was awful and really made me feel like he got a kick from making people uncomfortable. Now looking back I wish I had postponed the IUC as I dont think I was in the right place...too many sleepless nights and baby brain is not good!! They had also interviewed my neighbours which I found awful we only had 4 other houses next to us....one neighbour didnt want to answer their questions, the next said they didnt think that my partner stayed there at all, one neighbour said that he thought we were a family anyway and had been living there since Jan (which made me laugh as I only moved in in the Sept!!!) and the next door neighbours also didnt want to answer any questions but commented that I was a hard working single mum and had 4 beautiful children!! I dont know how they can go on any of that as it seems crazy. Also if they checked my partners address they would see he had his own house, plus paid for all his utility bills etc as I did for my house he paid me no money and all utility bills etc where all in my name. My bank account can account for this. So what happens now? Its been 6 months and I havent heard a thing...everyday I wait to see if the postman is going to bring me a horrible letter. My partner keeps saying no news is good news but I dread it. I was only on the benefits for over a year and I can honestly say I wish I had never bothered. It has caused me so much grief it wasnt worth it. I believe my ex has contacted them and told them we were living together (clearly without thinking of the damage this could have done to his children). My partner is mad because we thought we were doing the right thing...getting me off benefits paying our way, owning our own house etc. Anyway any info would be good as I am not sure what to do next. Can I ask for a copy of the recording? How long do I need to wait to find out their decision? Thanks for reading if you got this far xx
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