Well all, im delighted to say that my car was insured as a classic car, which you dont build no claims discount from but you do tend to get considered better in claims like this. Our insurance company have claimed all costs from the other (cows) insurance and it could not be construde to be in any way our fault........ Which is just and fair as far as we can see. why the hell should i loose out for someone elses misfortune! .......it turns out the car was torched by someone she ripped off...........over a drug deal!!!

so i have to claim and pay for it on my next insurance, something seams very unfair about this, if i had hit the car and it was my fault then fair enough, you would asume the 'fire' part of a policy would cover other poor sods that get caught up in it, after all, 'third parties are covered on a TPFT policy........so what am i if not a third party?

Thats very unfair. My car was parked 2 spaces away with an empty space between us. The car that was parked on the other side of hers was also toast. There were witnesses as to which car was ablaze and as such caused mine to be damaged. If i were parked next to a house that set on fire im sure i would be able to claim from their cover. Why should i loose 12 years NCB over something that was not my fault?

Thats very unfair. I was parked two speces away with an empty space between us, the car that was parked next to her on the other side was very bady damaged as was mine. There were witnesses as to which car started the fire. If i were parked next to a house that caught fire i would be able to claim from their insurance. Why should i loose 12 year NCB over something that was nothing to do with me?

Thats very unfair. i was parked two spaces away (the space between us was empty) her car was gutted, the one parked next to it on the other side was very badly damaged as was mine. There were witnesses to which car was the cause of the fire. If i was parked outside a house i would be anle to claim off them, afterall this was not my fault why should i loose my NCB?

Hi, can any one help? Whilst out for a walk last weekend the car that we had parked next to set on fire (arson suspected) Our car was badly damage and may be written off. We only got back to it as the fire crew was leaving. The owner of the burnt out car refused to give her details for us to claim against. Can we force her and claim off her insurance or do we have to claim off our insurance? Thanks.