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odd-fellow

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  1. This happened to me twice in six months. In September, Royal Mail delivered an expensice smart phone to my business. It was handed to a member of staff who asked if they needed to sign for it. "no" was the answer. We checked the tracking number the next day to find a squiggle had already been issued as a signature. Remember, this was not signed for by the person that was handed the package. Last week, it happened at home. A4 envelope containing important business documents. Special Delivery used. No body at home. Envelope pushed through the door with a Squiggle scrawled on the PDA thingy. Now, I hear that some people think it's poor show to complain about this where the postie may be doing us a favour. But, this is Fraud. The name entered on the PDA was my name, the scrawl nothing like my sig.Yes, I got the item, but what if the postie had pocketed it? [ATTACH=CONFIG]40688[/ATTACH]I I rang to complain and was incredulous at the response. Initially, I was a liar and that there's a sig so I must have signed for it. I pressed home the point I wansn't at home and that it was empty. Then, he checked the GPS position of the point of signature and said (you'll love this), "That's a huge house" in the kind of tone that suggested that my servants must have answered the door (I'd given them the century off). Eventually, he gave me a reference number for the complaint. The point is that it seems very easy for Royal Mail to check lots of things that prove nothing in reality but help shift blame from them. What if this were a £300 bit of kit and the postie pocketed it pretending that it had been delivered. How easy would it have been for this to happen? He'll simply say that someone answered the door and took it. Then it's down to prooving signatures and so on and a real nighmare. Surely tampering with the mail is still a criminal offense and this is tampering. It may not be malicious and might be considered helpful, but it's so open to abuse it's ridiculous.
  2. Sadly, the extent of debt is considerably greater than this. Really struggling to make various payments and falling behind in other areas too such as BTL mortgage mayments and credit cards. Big tax bill to pay also. We have property and some moderately valuable assets, but liquifying them isn't a quick enough process.
  3. Due to income restrictions (and a bit of head in the sand), I've fallen behind with an A&L authorised overdraft of £6500 ish. A&L allowed certain DDs to be paid on the account which pushed into unauthorised OD territory and it's escallated from there. There's now over £7k owing, they've cancelled the authorised OD and threatening me with a default notice under the CCA, section 87 (1). What should I do? I don't have £7k to pay this. Odd
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