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Ethel Street

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Ethel Street last won the day on October 5 2023

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  1. For which debt has your car been clamped? You need to give us more specific information about why Marston (I think that's who you mean, nor Marsdon or Marsfon) have clamped your car. Has the debtor taken you to court and won judgement against you? It's not easy to work out from your post what has happened.
  2. To judge by media stories you were lucky to find a NHS dentist at all! The shortage of them probably does mean they can be picky about what they are willing to do, and they are independent businesses not NHS employees even when carrying out NHS dentistry. I've no personal experience but I suspect the reality is you do it his way or you'll end up with no NHS dentist at all and have to go back to private. As far as visits to the hygienist are concerned the NHS rules seem vague and open to interpretation. NHS funding covers "a scale and polish if clinically needed" but does that mean that routine hygienist visits are covered? I suspect not, scale and polsh is only covered if for clinical reasons it has to be done by the dentist not the hygienist, ie it needs the skills of a qualified dentist for reasons specific to your dental health. Understanding NHS dental charges - NHS (www.nhs.uk) Just my guess though, I'm not an expert on this. In theory there are various complaint procedures you could use but I suspect using them would result in the dentist refusing to have you as a patient any longer. It's the market place at work. Most dentists have new customers queuing to registered at the practice whereas we all know how hard it is for people to find an NHS dental practice that is accepting new patients.
  3. OK, so this is a council Penalty Charge Notice now at the 'further notice of enforcement' stage as, for whatever reason, you didn't get any correspondence from them after you submitted an initial appeal. Did you move house after the PCN was issued? Did you write tell them your new address? I guess from your previous parking posts here that you are aware that councils have greater powers than private parking companies for PCNs. Collegues on here may suggest any actions you could take to challenge it, but it seems that you don't dispute the offence and knew you had parked in a street you weren't allowed to park in, and had seen and understood the signage, but were appealing it on 'extenuating circumstances' grounds - new to the area, medical condition, urgent hospital appointment, etc - but council did not accept it. Is that correct? The answer might actually be to pay this before it escalates further. From what you say it's not obvious you would have any defence if it went to court. Are you able to pay it? I ask that mindful of what you say about your declining mental health and the extra stress that challenging this further might put on you. Is your car now correctly registered to your current address with DVLA, ie your current address is what is shown as the Registered Keeper on the car's V5C registration document/'log book'? Because when council and baliffs attempt to contact car owners they use the address of the Registered Keeper as recorded by DVLA.
  4. Is your partner's mother the sole executor? Was she aware that money was owing to the plumber when her husband died and she was dealing with his Estate? Please clarify one important point: do you accept that your partner's father owed money to the plumber at the time he died? And if so is the £5k about right, eg in line with estimates/quotes given before the work started? Or is the £5k disputed? As executor she could be personally liable for the £5k if she distributed the Estate without paying her husband's debts. It's irrelevant whether there is any money left in the Estate now, the question a judge would ask would be whether the Estate was solvent and able to pay the debt at date of death in February 2021. We need more information from you to understand what has happened, a bullet point timeline please. It's completely unclear from what you have posted why the debt wasn't paid, who owns the house now, who owned it when the work was done, what correspondence has passed between the plumber and the family. How many houses are we talking about? Is the house your partner's mother lives in the one the work was done on? Or was the work done on the a different house that you and your partner now live in? When was the work carried out? And please upload here a copy of the letter you have received (after covering up all information that would identify you including court reference numbers) as a single pdf.
  5. Who was executor to your partner's father's estate? Did your partner's mother offer to pay make clear she was offering as executor as it sounds like she had no personal liability to pay? Has plumber been sent a copy of the death certificate? Does he even know that your partner's father has died?
  6. If the MA has sent you the whole contract then it must state who the parties to the contract are. It wouldn't be a legal contract if it didn't. Who is named in the contract document?
  7. You mention passports and ID. When I was sorting out my mother's affairs after she died I didn't use the 'Tell us once' service (didn't know it existed) and simply wrote to all the separate government departments she had dealings with sending a photcopy of her death certificate and her passport etc. That was all that was needed. You can ask for the passport to be returned to you if you want to keep it, although they may only send to a UK address. Even with DWP that's all I did, it was just HMRC that was a bit more convoluted. If someone dies in the UK then DWP and the NHS get notified automatically by the Registrar of Deaths but presumably that doesn't happen if the person died outside the UK. I hope you get it sorted without too much hassle. Bureaucratic hurdles are the last thing you need at a sad time like this.
  8. I'm not convinced that when you become a director of the company that owns the freehold that will give you authority to direct the PPC to cancel your PCN. Authority to do that sits with the board of directors as a whole, and anyone they have delegated that power to. It's unlikely individual directors are authorised by the board of the freehold-owning company to give directions to the PPC, especially a direction to cancel their own PCN! What you can do is start making a bloody nuisance of yourself at board meetings to get the matter re-addressed. I don't understand how the parking works at the flats. If you are supposed to have a permit to park in the communal car park but even with a permit parking is limited to "1 hour parking in the Parking Bays with no return within one hour" where are residents supposed to park the rest of the time?
  9. If it's about state pension or other benefits it's DWP you need to tell. HMRC are not involved except to the extent any of the benefits received are taxable. All the information about how much state pension/benfits are paid get given to HMRC by the DWP. If your late wife was paying tax though then that is a matter for HMRC. Is this the contact info for HMRC you have been using? Bereavement and deceased estate - GOV.UK (www.gov.uk) It does include a postal address but I'd avoid that if possible. I've heard (may not be literally true) that HMRC have everything internally focussed on online/phone contact and they have months worth of unopened post sitting in warehouses. Did you find this page? Was it any help? What to do after someone dies: Report the death without a Tell Us Once reference number - GOV.UK (www.gov.uk)
  10. Write to them as I suggested then ignore any further contacts. Just get proof of posting from a post office in case you ever need it. As you say they give no dates so don't get into SB, not necessary, save that for if they take it further. Given the trivial sum involved I'll be surpised if you hear any more.
  11. What London1971 says, zero chance. Apart from anything else they never even asked you to pay the balance did they? They would have had to come back to you and serve a demand for payment for the difference between the £5k in the judgement and what they sold it for at auction. They never did that so you didn't have an unsatisfied CCJ. If you are thinking a buying a house check your credit record at all the main CRAs, not only to satisfy yourself that this VW Finance isn't there but as a general bit a prudent housekeeping before applying for a mortgage to check there's nothing else lurking there that shouldn't be.
  12. Having had "contact" does not automatically mean the debt is not yet statute barred. It depends what the contact was - have you kept a copy of it? It will be statute barred if you have not made a payment towards the debt during the last six years and you have not written to the creditor admitting you owe the debt during the last six years ("acknowledging the debt" is the legal term). So have you 'acknowledged' the debt in your last contact? When did you last make a payment towards the alleged debt (I'm guessing the answer is never!). If it's only borderline whether 6 years has passed we'll need to look at exact dates for when the 6 years started running. I wouldn't go straight for the SB letter at this stage. Open the letter they sent you and post it on here (redacted of all personal information, reference numbers etc). Let's see what it says before you reply. If it isn't very specific but states you owe a debt to plusheat my suggestion is to write by post to them (get proof of posting) -- confirm your name and current address [important to avoid a backdoor CCJ if it turns out not to be statute barred] -- state "I do not acknowledge any debt owing to plusheat and do not admit any liability to them." No need to explain or justify that, it's just so you don't inadvertently reset the SB clock. -- Any future correspondence to me must be by post. Do not email text or phone me. If they then follow up with more specific claims that's when you can roll out the SB letter, but get all their allegations and claims on the table first so you know exactly what you are dealing with. Then you can ignore them unless you get a formal "Letter of Claim under the Pre-action Protocols" [PAPLOC] letter or anything from a court.
  13. @Karalius As a matter of interest of the £13,000 you invested in cryptocurrency how much is now left? You say that what is left is still in your KuCoin wallet, what is that worth In £££ today? Given the explanation you gave them I'm surprised they didn't ask for it to be immediately repaid to the company. Where do matters now stand? The solicitor's letter wanted you to pay £16k by 27th February which you couldn't and didn't do. That was a week ago. So now what? The ball is the solicitor's court isn't it? He suggested you borrow the money to pay the liquidators/company at least £5k but you refused (rightly IMO - I think suggesting people pay off one debt by borrowing from somewhere else is plain wrong and irresponsible, even if it is borrowing from family and friends). So are you now waiting to see the solicitor's next move? It may well be court action and bankruptcy proceedings, but if you have made a full disclosure of your financial situation it is still possible the liquidators will decide it isn't worth pursuing you any further. My guess is the solicitor is seeking further instructions from his client, the liquidators.
  14. Proposition 65 is a California law about products sold in California. For anyone interested --> Proposition 65 Warnings Website - Your right to know (ca.gov) ) Doesn't apply in UK so not something we have any knowledge about on this forum. If you go to the website, which is a California state government site, and look at the Listed Chemicals and Fact Sheets tabs you will find a lot of information about the P65 chemicals.
  15. You can't do that. Your company is now under the control of the Liquidaors and you can neither access nor change the company's financial records. In any case you have already, according to the Liquidators' lawyer', attempted to claim it was an investment and they have rejected it on the basis that you have submitted no evidence to support the claim. "You responded on Wednesday, 6 December 2023, to the Joint Liquidator’s correspondence of 5 December 2023. You explained that the dividends were linked to the Company’s “investment in cryptocurrencies.” You provided no evidence to support your statements." [Paragraph 9 of lawyer's letter]
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