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nick7602

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  1. I explained to the receiver that the shortfall was paid in full on the day of the handover, this is what she came back with, surely this makes all Bankruptcies in this country unsafe even after discharge?? Thank you for your email. The compensation claim with the Post Office is an asset in the Bankruptcy as the events leading to the claim, predates the bankruptcy order and under insolvency law this becomes an asset in the bankruptcy even though the act of claiming post dates the bankruptcy. The Official Receiver is entitled to part of the compensation offered by the Post Office for the financial losses, any offer in relation to distress, inconvenience, damage to reputations remains with you. The Official Receiver would not force you to accept the offer made. Although the Post Office was not listed as a creditor in the Bankruptcy as it was paid before the business was handed over, this does not affect the Official Receivers entitlement to part of the claim. Below is some links from our website which provides some information regarding the Official Receivers involvement in Post Office cases: https://www.gov.uk/government/news/postmasters-impacted-by-horizon-who-may-have-been-wrongly-made-bankrupt https://www.gov.uk/government/news/progress-update-on-compensation-for-postmasters-subject-to-bankruptcy-orders#full-publication-update-history As stated in my previous email, you may wish to take your own independent legal advice on the matter. I am happy to arrange a call with you if you think this would assist? If you have any queries please don't hesitate to contact me on the details below.
  2. Hi Nick Here is the PDF I Hope that works, our lives have moved on since those days, wife is now a nurse is the PDF viewable guys? Post Office Shortfall Insolvency 2024-02-16 12-54.pdf
  3. Please can somebody help My wife was a post mistress in 2003 - 2005 - Sold the business in 2005 before we could sell the business to the new owners we had to pay the short fall of £1000 back to the Post Office which we did on the day of the handover, went bankrupt in 2006 now the insolvency service say we have got to pay out creditors before we can claim any money I might have read that wrong ??..... . I'm confused it was 13 years ago, she was discharged from bankruptcy in 2012
  4. Hi Dx Where should I post it please, I have the letter to show as well
  5. Hi Guys My wife has today received a letter from the insolvency service, alleging that our debt formed part of her bankruptcy, this is not correct we paid the alleged shortfall to the Post Office representative on the day of Handover to the new owners of our business in 2005 in 2006 we had to declare bankruptcy, but the shortfall didn't form part of the bankruptcy, but now the Insolvency service are coming after her, she was discharged in 2012 ? Seems that the gov are still trying to keep the money anyway the can.......utterly disgraceful Br Nick
  6. Hi Stu The agent has sent back a partial SAR but the landlord has not sent anything back. I have it in writing that we were allowed to leave the tenancy without any monetary obligations to the Landlord or the Agent, however the agent wants us to pay for the carpet cleaning and provide a receipt or invoice for that, even though the carpets were not cleaned when we started the tenancy and we were never furnished an invoice to show that they had been. No landlord or Agent were present at the so called book out of the property, we just handed the keys back. Kind Regards Nick
  7. Hi Stu As I expected the Agent hasn't responded either to the SAR, I looked on the ICO webpage and it states that I should chase them up even after a month? I found it quite hurtful to listen to the Landlord and the neighbour laughing about us moving, I could heat them through the security camera. I am happy to say I am currently moving home the next few days, I haven't chased the agent yet. Kind Regards Nick
  8. Hi Stu, this mornings post brought, a return to sender from the Landlord of the SAR, Landlord refuses to furnish the information?......I still have not heard from her agent. As we know the Landlord is using the neighbour as a vetting person for all tenants coming to this property, it was the Landlord who has given away our personal details to the neighbour along with the Agent. Br Nick
  9. Hi Stu and DX the SAR was sent on the 16th of December, I sent the SAR by Special Delivery and Registered, looking at the SAR again, "I think I should have stated as of the above date" I stated the following in my letter: Finally, I should remind you that you have a duty to make clear the meaning of any codes or shorthand which you use in relation to mine and my family’s personal data. If I do not hear from you then I will assume that this Statutory Request is satisfactory and that the one-month timescale has started. If you fail to comply with all of your obligations, I will make an immediate complaint to the Information Commissioner about your statutory breach – and without any further notice to you. This may also lead to legal action in the County Court and a judgement will then be forwarded to the relevant authority. KInd Regards Nick
  10. Cheers DX, I did wonder, the Landlord and the agent are almost at the 30 day limit Thanks again Nick
  11. Good evening Stu I just wanted to ask you, what can I do if the agent and the Landlord do not return the SAR? Br Nick
  12. Thank you Unclebulgaria for coming back to me so quickly its very much appreciated. Yes I think you have answered my question. Thank you for your wise words of caution, last thing I would want to do is innocently fall foul of the law or DWP, so yes I will speak with those that are up to speed with such matters.
  13. Thank you Honeybee13 much appreciated Nick
  14. Hi Guys & Gals Please can someone answer a quick question about benefits please I get the higher award for PIP, and UC, to get new accommodation my son has agreed to move back in with my separated wife and I. Due to an earlier bankruptcy in 2020, because of mental illness, I could no longer work and I always get turned down for accommodation because of poor credit rating, does anyone know what benefits I will lose, I am as you can imagine registered disabled now, all persons are named on the new tenancy agreement and my son is my un paid carer, tenancy agreement at the moment is joint and several so we are all responsible for CT and Rent etc, we have not yet signed the new tenancy agreement. Thank you for your help guys
  15. Hi Stu Made Bankrupt in 2020 now discharged, but it still impacting on me sadly atleast for another two years anyway
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