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intend

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  1. The High court have ruled that the charge be removed. Solicitor has applied to HMLR to get deeds updated and expedited it but still nothing since end of September. Looking for advice on how I can get this actioned. Over four years now and just about at the end of my having the will to pursue.
  2. Long story - 2019 sale of house collapsed due to an interim charging order on the property that was not picked up 2010. July 2023 solicitor finally got it removed via a High Court judgement. They have applied to Land Registry to get it removed but date has passed ( was September) and now we cannot get any date/update from HMLR. This is putting another sale and purchase at risk. Into our 5th year of feeling helpless. Looking for advice on how I can resolve this issue. Regards Intend
  3. Thanks for reply. Realise issues with cancelling a DD. The issue issue the meter is faulty. I cannot read it, OVO cannot read it and they have failed to rectify it and continue to do so. They sub contract it to a third party and have no control. I have opened a complaint but they have a backlog of complaints so no movement. Need advice on how to break the deadlock.
  4. I cannot read the meter!!! I will guarantee that have that much and more in Credit but cannot prove it Just discovered that the latest appointment to change the meter was cancelled due to the firm not having the paperwork from the "Network" No idea who the network is. But now looks like 3 companies involved none taking ownership. I need some movement on this. What are the consequences of cancelling the DD.
  5. Meter is failing to register a reading - stated Battery Cover Open 5 appointments to replace have been cancelled, since April, they are refusing to reduce the Direct Debit. As I have gas they say none urgent, complaint logged but they have a back log of complaints. Desperate to reduce my DD, but stonewalled at every turn Help and advice required, please Intend.
  6. I am in the long process of trying to remove an interim charging order on my property. Things are progressing. The court has now asked for the death certificate of the person who place the order on the property. Could somebody please explain the process of obtaining a copy of the death certificate that the court would accept. Other things gong on but just want to focus on this. Does the family of the deceased have to provide it or can I organise getting the death certificate. Do not think the court accepts a "copy", not sure what a copy means. Thanks in advance Intend
  7. Thanks, will ignore. Difficult to do so but will ignore.
  8. Increasing threats from Cabot over this debt. Now phone, SMS and letters almost daily. CCA not available, but just tired of it all. Know I should just ignore but really feeling low because of it all.
  9. Next letter received. "We are still processing your request and have contacted the original lender for the relevant information" Goes on to say unenforceable, balance remains outstanding, They will mail me the requested information once they receive it. Assume a bog standard letter. Waiting game.
  10. Thanks for input. Will wait to see what they send, if anything, and post up for advice..
  11. Letter received from Cabot - "Unfortunately do not have relevant information on file" Requesting from original lender. Will write within 12 days with an update. Requesting I get in contact to make a plan. Suspect they will get a CCA from Lloyds so need to think of how to proceed if they do supply one. Lloyds did cancel the credit card and accepted £5 per month and no interest. Do not want to pay the DCA.
  12. Thanks Andy. Things becoming a little clearer, very difficult to keep up to speed, I will look at the information in the links you have provided to see if I can make sense of them. My feeling is that Cabot will not have the agreement, not sure forwarding the agreement would be part of the sale of the debt by Lloyds, but that Lloyds will have a copy which they can dig out. Guess need to wait for the outcome of the CCA request in a couple of weeks.
  13. The reason for writing would be to inform then I would not be paying and hopefully prevent further correspondence. I assume from your reply that this is not advisable and the best course of action would be to simply ignore.
  14. CCA request sent to Cabot today. Assume still 12+2 days to response. Gives time to plan a course of action. If they cannot respond with the agreement do I write and said no more payments?
  15. Thanks, will go to library and print off the latest letter. Probably have one on file but best to use latest.
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