cooldude1980
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Cash Genie- Court action
cooldude1980 replied to neilj99's topic in PayDay loans and Short Term loans - General
Yeah def dnt pay them more....Cash Genie/Carter Forbes took me to court too....they wanted some silly amount. I offered Initial loan plus 1 month interest and they accepted it...do not offer anymore...they know they cant get it through the courts....sooner or later someone will do them for wasting the court time!!!And dnt worry about the Bulldog on the Carter Forbes website....he is harmless enuf...LOLOLOL -
Jane Blowers is just the person they use for all the court work. She may be employed by Carter Forbes. Either way not somebody that should worry you. Just make sure whatever happens you do not pay them more than capital + 1 month interest. When my court papers came I offered this and they accepted.
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Faulty Dreams Mattresses
cooldude1980 replied to cooldude1980's topic in Retailers - High Street and On-line Stores Forums
Hey Guys,Thank you both for the replies. Got exactly what I needed with just two replies. Will get onto them and see if I can get them to change the mattress. 2.5 CM did seem a bit exxecessive so thanks for confirming that.I didnt pay by card...it was a credit agreement although the deposit was paid by card. Not sure if this helps?I will write the letter and send it to him and will post back here once I Have a response.Once again many thanks for the help guys -
Hi all,Hoping somebody may have some experience in dealing with dreams.I have had a Zen Refresh Mattress with a memory foam topper for about 7 weeks now and one side there is a horrible dip and it is very uncomfortable to sleep on at the moment. It basically does not return to shape.Dreams sent somebody around to look at it and he said that is normal and that you have to allow for dips of 3.5cm and this dip was only 2.5cm so it was withing the threshold and therefore nothing to repair.Problem is it is very uncomfortable and who decides these thresholds? What options do I have? Is it worth pursuing this?Also Dreams provide no email addresses to complain to and they do not call back when you send them a message. Anyone have a complaints department contact details?I am willing to pursue this as the mattress was more than £800 and it is uncomfortable within 6 weeks...and also I have taken out the added warrenty too.Any help would be appreciated.
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cash Genie offering repayment plans? No chance. These are the worst payday loan company.
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Cash Genie Court Papers
cooldude1980 replied to barafear799's topic in PayDay loans and Short Term loans - General
good luck with this....and once again I know from personal experience that they will accept capital + 1 month interest in court so do not back down -
I would defend it - offer to pay the original loan and interest ( prob 1 month only).....and they will settle....they did that with me...pay it within 1 month and you dnt even get CCJ....but make sure youi defend it properly, and dnt get lumbered with the £100 court fee either...
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Cash Genie taking me to Court
cooldude1980 replied to johealey's topic in Cash Genie and associate companies
There seems to be an increase in Cash Genie and Carter Forbes taking people to court....and update on this woukld help fellow Caggers -
yeah the absolute worst that can happen if they decide to take you to court is you will have to pay 1 month interest and the capital...Thats what happened to me....so defend defend defend...do not pay them any more than this....
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Cash Genie & Carter Forbes Help
cooldude1980 replied to neilj99's topic in PayDay loans and Short Term loans - General
Yeah....never pay them any more than 1 month interest and the capital....even when they took me as far as getting a CCJ they will settle for this amount.... -
Just a quick one - Does Daz arbon work for cashgenie or carter forbes?is he even a real person?
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6 payday loans + 1 everyday loan
cooldude1980 replied to kgg01's topic in PayDay loans and Short Term loans - General
Are Payplan a charity?Something is paying their bills - if they dnt charge you directly I am sure they make some money somewhere along the line....Unless they are a charity then they are making money somewhere - just saying it is a service you dnt need as what they do you can do yourself -
6 payday loans + 1 everyday loan
cooldude1980 replied to kgg01's topic in PayDay loans and Short Term loans - General
Hello Mate,Very sorry to hear about your situations but atleast now you can fix it bit by bit.First thing to remember is that ALL these loans are not first priority. They can tell you all they want that they are but they are not. The important things are taxes, rent and living costs.Once you have paid all of those whatever is left use that to pay these companies back.Sillygirl is right - get a halifax easycash account and use that from now. Leave nothing in your other account just in case because you can't afford to have these companies raid your account. Easycash account is good to get because it offers all facilities but no credit check.Remember though - UNDER NO CIRCUMSTANCES PAY ANY OF THESE LOANS MORE THAN INITIAL CAPITAL + 1 MONTH INTEREST!!!!! NEVER OFFER MORE. IF THEY WANT MORE PAY THIS AMOUNT AND LEAVE IT.As for everyday loan - they are really bad too...from what I can see they charge huge interest and they lie about settlement amounts etc...you would need to seek advice from somebody else re this.Hope you can get it done - GOODLUCK.Also like somebody else said - YOU DONT NEED PAYPLAN...they make profit so you essentially pay more....whatever they can do you can do yourself...just takes 1 hour a day at most sending emails...as long as you are tryying to pay these loans back they dnt stand a chance in court.
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