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staceylou14

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  1. Hi i currently rent a property through an estate agent. the monthly rent is £500pcm. I am due to move house as I have another baby on the way (my 3rd) when we rented this property, we had to go through the reference checks with the estate agent. We passed, but i am unsure how! anyway we may have found a house for £525pcm, but we have to go through the same credit reference checks but through a different company. However, i am extremely nervous about whether i will pass or not. My husband does not work, I work 30 hours a week, and my salary is £9140 per annum, but including tax credits etc we have a total of around 18000 per annum. We have a poor credit history - my husband has a CCJ which was issued just short of 5 years ago, and i made some mistakes when i was younger regarding credit. We do have a guarantor, who earns more than 30k a year, and he has a great credit history, but i am worried this will not be enough to pass. The reference checks go through Homelet. Has anyone been in a similar situation, or does anyone have any advice? I am about to pay the fees tomorrow, and i would appreciate any advice offered. Thank You
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