Afternoon all. After a little advice... My recent PPI claim was partially upheld by Canada Square Operations. The claim relates to a (now settled) Egg Card I took out in 2001. I received just over £500 back due to the Plevin ruling but the second part of the claim was rejected. The letter they have sent me ignores several points I made on my claim form; that being the pre-ticked box making me think the PPI was compulsory, and the fact that I was an agency employee at the time of applying. I'm led to believe that most policies did not cover temporary workers, although I've not been able to find any T&C's for the exact cover I had. Does anybody know if Egg PPI provided cover for agency employees at this time? They rejected my claim based on my telling them that I would not receive any sickness/redundancy pay from my employer, so therefore the PPI was appropriate for my circumstances. Is this worth appealing to the FOS?

Hi Brightside. I've not looked at this forum for a little while. I was going around in circles with Egg and claiming unenforceablity in relation to Pt's case. Apex stopped writing to me, I guess because they were waiting for the outcome too. When the judgement was handed down I expected them to come after me again but have heard nothing from them for months now. No letters. No phone calls. I've not moved or changed my number. My debt is only about £2k. Maybe they have decided I'm not worth the hassle for the pittance that they probably paid for it.

Jon, I have several of those letters. The next one will be a "DEBTORS NOTICE" (big red banner across the top) which will say pretty much the same thing. I have three or four of those too. They are standard letters, and have so far not been backed up with any action.

Sorry to jump in to this thread... I'm in the same position as you, Andy. I've been following pt's thread for a while and am now ignoring letters from Apex. I've had three of the "debtors notice" ones with the red banner. The last one I recieved was a bit different and starts with: "Further to our previous letter, your failure to discuss this account and reach a mutually acceptable arrangement now leaves us with little alternative but to commence legal action for payment of the amount owing" Apparently my acccount is being processed and "may" be passed to their solicitors in 10 days time. I'm still ignoring them as I can't see them taking me to court until a decision is reached in pt's case.