Thanks for the prompt replies people,I live in Scotland & I will definitely be rocking the boat 1st thing tomorrow.many thanks;)

Hi people 1st post but an important one for me anyways.. My employer states that we are paid every 4 weeks yet this does not happen & he blsames this on the BAC method. Today when I asked him where my wages where his reply was "the money has left my account so its down to the banks to sort it out". I am now being charged by the bank for not having enough funds to cover standing orders & again he says that it isnt his fault & will not be held liable for them,is this legal..Thanks in advance