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unclebulgaria67

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unclebulgaria67 last won the day on August 27 2023

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  1. Found the FCA page with more info on the review. https://www.fca.org.uk/publications/multi-firm-reviews/findings-multi-firm-review-insurers-valuation-vehicles
  2. NHS is likely to be the number 1 topic for the next General Election and no amount of trying to blame Trade Unions for decline in services is going to work for the Tories. They have been in office for 14 years and the decline was already taking place before Covid.
  3. Don't know where Inspire fit into your claim process. Contact Davies Motor as they said they handle the claim
  4. Your complaint to Swinton is that your simple non fault claim has now become so complex due to the number of companies handling different aspects, that you have no idea what is going on with the claim. It appears Davies Motor are the main handlers of the claim, but that their communications are not offering you any exact information about the current position of the claim. This is a classic situation where the more people who become involved in dealing with something the more confusing it becomes. What you are wanting Swinton to do for you is to contact Davies Motor to get them to confirm the exact current position with the claim. What is the breakdown of how the £905 payment has been calculated. You could contact Davies Motor directly, but I think Swinton as your brokers should note your complaint.
  5. You are still a client of Swinton so they have a responsibility for the service provided by those delegated to handle the claim.
  6. Ask Swintons about the handling of the claim, as it sounds a bit of a mess. At every stage of the claim, it should be explained to you exactly what is happening and why. The fact that you are posting to this website looking for answers is a sign of a poor quality of claims service being provided. When you contact Swinton you should complain about the quality of the claims service and ask them to investigate. Ask for a full written explanation of the handling of the claim.
  7. Yes as you say you ignored it all to this point, you cannot go back to Mersey Flow. If the PCN was not received, you could go through the appeals process Merseyflow - Traffic Penalty Tribunal WWW.TRAFFICPENALTYTRIBUNAL.GOV.UK Merseyflow PCN / Appeal Process Merseyflow PCN / Appeal Process Find out what happens after you have received a Merseyflow Penalty Charge Notice (PCN) issued by If you received the PCN etc, if you want the car back, you will have to pay Marstons the amount that is now due. You could try to contact Marstons head office to make a complaint Marston customer complaints form - WordPress on Azure WWW.MARSTONHOLDINGS.CO.UK Customer complaints form Contact us To pay online
  8. You need to contact Mersey Flow about this, as Marston are following their recovery instructions. The circumstances you mentioned would not stop them taking the car and selling it to recover the amount.
  9. Migration is arguably going to cost the Tories the most votes ? The way they have handled migration is very expensive and not effective. Another example below. https://news.sky.com/story/barges-and-raf-bases-more-expensive-than-hotels-to-house-asylum-seekers-watchdog-13098161
  10. I wonder if Tories will have difficulty in raising election funds? https://youtube.com/shorts/nEmjgVpzuoM?si=A_HqxYIaEViM6FkY
  11. If there was a move to replace Sunak, it would not surprise me if Sunak went straight down to see the King to request an election, which would probably be granted. As I said in a previous comment, there are probably quite a few Tory MP's who don't want to win their seats again and therefore may be delighted If an election were called in the next few months. The Tories need at least 10 years in opposition to help them resolve the political direction most in their party are able to support. When a party has so many different factions, it makes it pretty impossible for anyone to lead them as a team, and in opposition they can go through many changes in leader as they want, before they settle on an agreed way forward.
  12. How old? When did the account go into default ? When did you last make a repayment or admit liability in writing? Have you been taken to Court previously about this debt ?
  13. The more I hear and read about these type of endeavours, just makes me think that many become MP's not to serve constituents interests, but to find ways to increase personal wealth. And many MP's who are likely lose their seats at the election are most likely really wanting to lose, so they can spend time accumulating wealth, rather than dealing with the day to day problems of ordinary people who are just trying to survive. Time for a total change to electoral system. What about the 200 MP's with smallest majorities facing an election within say 3 years. And much more scrutiny by ethics and standards watchdogs, who can trigger referendums in constituencies to see if people want chance to vote out the MP.
  14. A little patience is required here, as you mentioned not having a reply after 2 days. Most Insurers have a target for their staff/teams to reply within about 4 or 5 days. Insurance companies are normally extremely busy and they respond as soon as they can. You don't mention whether a third party caused accident damage to your car and therefore if you got a cheap hire car you could potentially reclaim costs from third party. It could be a few weeks before you receive write off settlement for the car.
  15. I think there is a misunderstanding about how Insurers or their claims management company handle claims. Remember they probably receive thousands of claims every week, therefore they don't have the time or finances to collect every bit of evidence for every such accident claim. They will look at the details of the accident and decide how they will pursue the claim against the third party. Of course third party Insurers do often initially refuse any liability, but then later on they may come to a different decision once it is looked at again . Your current feelings are based on uncertainty, so let the claim process progress and if you want to present more evidence you have obtained then supply this to those handling the claim.
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