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robb1977

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  1. It was an old marbles card circa 2001. So best bet is to send a sar to marbles? found some cq paperwork and it says its an old SAV Credit ltd Azzurro account if that means anything I have found out SAV are now NEWDAY who bought the marbles accounts, so do i SAR newday? Thnks.
  2. I can’t find anything with the default shown. I have reported to callcredit(Noddle). It is not showing on Experian. I will write to capquest tomorrow and SAR marbles
  3. Currently it’s only Noddle showing it as an open account. Totally money and ClearScore don’t show it
  4. It was originally a marbles card that was sold to Capquest. I had a plan with Payplan but I cca’d Them and then stopped paying I’m struggling to find an old credit report. They all have it removed bar Noddle
  5. Hello, i had a defaulted account being managed by Capquest. The account defaulted in March 2013 and has been removed from my credit file. I have just checked on noddle and the account has been put back on with no default date and a green ok marker for March. Is there a way to have this removed? Thanks.
  6. Just to add it is 12 days today and so far I haven't heard anything
  7. Thanks, so it all depends on what they come back with in the 12 day period. I assume if they do have an agreement they will produce it then
  8. I'm a little lost. I thought the whole point of sending the CCA was to be able to stop paying? But if they can still issue a court claim and produce an agreement what is the correct process to follow?
  9. Ok, so back to my first post I can now stop paying PRA?
  10. Last month, I am/was in a DMP with pay plan. I have since decided to go it alone. I was going to CCA them a while ago but wanted to wait until they were off my credit file
  11. Yes, it was a virgin money one from around 2006ish may be earlier. I don't know how to check when the account was opened. The other one is a marbles one being managed by capquest that was from about 2004 Just to add the marbles one defaulted a couple of years ago and doesn't show on my file the Virgin one comes off my file march 2019.
  12. Hello I have recently sent CCA requests out using the templates on here. I have received my first reply, they even sent the postal order back. I'll upload the letter and othere when I get them. Would this reply mean that they will be unable to enforce? PRA Letter 21st August Revised.pdf
  13. Thanks, during the process would they be able to put anything detrimental on my credit file?
  14. ive been doing a bit of reading on this site and i believe that pre 2007 debts could be unenforceable and so i may be paying capquest money which would be better spent elsewhere. They have in the passed sent reduced offers.
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