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BankSamurai

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  1. Yes, thats correct But the issue is the baliffs HEO aren't backing down as I do not have a hearing date for a stay of execution/application to set aside. They said they will take seize my car.
  2. I didnt receive the claim form, it was supposed to be sent to my current address and they are also charging me to for periods I have not lived in the property
  3. Thanks for your reply. There is no stay order as my original application to stay and set aside was dismissed at the hearing (because I did not file a defence statement prior to the hearing). But I have applied again for a stay of writ / set aside. I did not receive the CCJ hearing notices from Severn Trent.
  4. Hello, Please can you help? Since July 2018 I have Marstons chasing a debt for Severn Trent which I was unaware of until they sent me a hand delivered letter, informing me they had a high court writ. I promptly filed a N224 form to Apply to stay the writ and Set Aside the judgment. However, I misread the instructions prior to the hearing and took my defence statement to the September hearing and presented it to the judge, the application was dismissed as I had not filed the defence statement prior to the hearing. The following day I applied again for a Apply to stay the writ and Set Aside the judgment using N224 and submitted it online. Now in November Marston have decided to chase the debt again and are visiting my home with hand delivered letters. As, I had not received anything from the court, I called them and I found out they had not received it. On the 9th of November, I submitted the N224 by hand to the court, I contacted the High Enforcement Officer and he told he will be executing the writ as there has been a stay order granted by the court? What can I do/ please help
  5. Hi all, I'm looking to take a bash at Capstone for arrears charges. Over the last six years looks like I paid out over £2k to them in arrears charges. I need a little help......... Can I claim for charges beyond 6 years? Can I claim for 'debt counsellor fees'? I have been charged £185 a few times, I never actually knew a debt counsellor came around. Has anybody had any success with 6yr + charges? Is there a standard first letter template to request the statements? Do I need to pay a £1 or £10 postal order? Thanks!
  6. Would it be possible to claim bank charges back from a ltd company account that has been closed down and also the company has been dissolved?
  7. Thanks for the reply! Would it be possible to claim bank charges back from a ltd company account that has been closed down and also the company has been dissolved?
  8. Hi, I'm looking to claim about £1800 for bank charges applies to a personal account, which Barclays closed down and sent to debt collection agencies. I will be applying under the hardship exemption. I also have two Barclays business accounts (sole trader a/c's). If I go for them, are they likely to shut down my business accounts?
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