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Malcior

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  1. Hello I had an old debt with HPH2 LTD (EX CAPITAL ONE) that was being handled by Robinson Way. The debt itself was settled back in 2005 but Robinson Way decided that they were going to continue pursuing it up until about 2011 when they gave up after being unable to satisfactorily prove that I actually owed them any money. I received this letter from them today... "It has recently been identified the above account should not have been sold to our client Hoist Portfolio Holding 2 Limited ("HPH2") and as a result we should not have been assigned to the account for collection. This means that the account will be removed completely from our records and our client, HPH2, now confirms that you have no outstanding debt with them. In addition to this, you are eligible for a refund of any payments made since our client, or the previous owners, MKDP LLP ceased legal ownership of the debt. The refund is currently being processed and should be with you no later than 14 days from the date of this letter. Please accept our apologies for any distress this matter may have caused." I telephoned to find out what they mean by refund as I have not made any payments to them since I settled the debt nearly 11 years ago!. The man on the phone very nicely apologised for the letter and informed me that "We've been getting a lot of calls about these letters" and told me that they had been sent out in error. Oh and "How would I like to be paying today?" This is obviously a bit of phishing by Robinson Way so just wanted to post it up here so that you could all be aware of it. I will as always continue to ignore this nonsense
  2. I've been dealing with a similar from Robinson Way/Capital One that was settled in 2005. It also shows as settled on my Equifax report. I'm just stalling them with template letters at the minute as it should be statute barred anyway come November.
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