Hi, PCN issued by Cardiff Council. Was actually parked on the pavement about a metre from the kerb not on the road at all. Any grounds to appeal? Thanks

Just to keep the thread updated here's the latest letter from Reston's, haven't rushed with a reply to be honest Restons.pdf

Hi All Received on match night a PCN under code 01 parked in a restricted street during prescribed hours. There were marked residents bays (white lines) which I avoided and parked on single yellow line as there were no yellow signs showing any restriction. Seems the residents parking zone signs (nowhere near that street) applies to the yellow line? Is this the case and any grounds for appeal? Thanks

Just to keep the thread updated, see attached latest letter from Reston's offering a 'whopping' 10% discount for f&f

I've read loads of threads dx and been through this with several different creditors over the years and I know there is nothing I have to do at this stage but also I don't want to sit here blindly waiting for them to eventually find what I already have (this is more than possible) and then they lift the stay and I could end up with a CCJ for nearly £12K. Hence my question re getting a settlement before it gets that far. The agreement looks compliant to me so then I could be up against it in court.

Hi Andy Latest letter received from Restons. I guess eventually they will get the agreement from Lloyds (I have a copy but from some years ago, it took Lloyds about 12 months to retrieve it back then) but really want to avoid a CCJ so am thinking of offering a f&f (15%) if they agree to it and then I can avoid a CCJ if I get in writing from them that following payment they will inform the court that the claim is settled? I've included the agreement I got some years ago from Lloyds (who knows if it still exists) and it looks compliant so if they can eventually find it I could lose and get a CCJ? One other question, if the DJ says they need the original agreement in court, do they need the actual original agreement or does a photocopy of it usually suffice?

Copy letter received from SLL to the court informing them the claim is settled in full. Happy with this result, thanks for the advice Andy.

Perfect, nice to get one done and dusted, thanks for all the advice

Understood, cheers So, e-mail back from them as below accepting my lower settlement figure of £300 (initial claim nearly £1500) so I'm ok with this to close it once and for all. They state the below in regards to the court action : Once the payment has been received, we will write to the courts to notify them that the account has been settled in full and to cancel the outstanding claim with immediate effect. Please take this email Mr Preston, as a commitment of SLL Capital to honour the terms outlined above, once the payment has been received. Would you say this is good enough and their promise to cancel the outstanding claim will be in effect a notice of discontinuance or can they just inform the court that the claim is settled?

Understood. Don't think they will go for Tomlin Order (they wouldn't last time) but I'll see what they come back with. If not, I'll let it proceed to mediation and agree the same settlement there (or lower) and then there is no CCJ and it's legally binding without the additional costs of a Tomlin Order? If there is no agreement at mediation as per the defence we put together they wouldn't/shouldn't win in court anyhow (although I understand the DJ lottery) hence trying to get rid of it before then.

Ok, will ask the question, if I can get a lower settlement might be able to pay it in one hit so hopefully done and dusted then. Cheers

Hi Andy So, nothing yet from the court re allocation but I have had another e-mail from the claimant. As follows: Reduced settlement offer to settle the account £4**.00 to be paid in a one lump sum or over 8 payments of £**.00 starting the 30/06/2015, you did offer a plan on the 14-01-15 see your email below which I have reduced further. If both parties agree to this arrangement all court action to stop immediately and as long as the payment arrangement is kept up to date no further action will be taken. Your account would be paid in full if the £**** settlement is agreed and as I have stated above we have reduced this figure by £99*.** to mediate and resolve this matter. My name is ****** and you can call me personally on ****** to discuss. So my question is 'if I want to accept the further reduced figure (or indeed negotiate a lower settlement) I would need them to offer a notice of discontinuance in writing wouldn't I unless I let it proceed to allocation and mediation as obviously I don't want a CCJ out of this? Cheers Tonster

Okey dokey, will do

Ok, thanks guys. Was thinking pointless myself. I'm sure I would have been given the same leeway So no need for me to do anything at this stage. I guess as they have also said yes to mediation that'll happen next?

Yep, before Deputy District Judge *****