Thanks so much cerberusalert. I think I have been panicking too much. Although I have every right to and need to get it sorted now. But I dont feel I need to worry as much about them taking belongings just yet. I think as soon as I have come up with an agreement with them. (If they ever do agree) things will be okay.

Thankyou vexligitant! I have made a new thread now. :o)

Hi, I have read many others have had the same problem so I dont feel alone anymore! Just wanted some advice really. Back last june money was running very low and I was looking for a new flat and needed deposit money. I couldnt get a loan so I STUPIDLY got a payday loan with Wonga.com/then samedaycash.com. I registered with them, got my money and eventually moved flat. Unfortunately I lost my job due to the credit crunch deducting members of staff everywhere. Then a month later I ended up in hospital after I lost my baby dramatically. It was until a week ago my mother called to say she had had debt collectors at the door demanding money and left a note saying they would seize her car to pay the debt off if I didnt hand over... Although I had changed address with Wonga. They insisted they keep bombarding my family home (I was living there at the time and regsitered under that address) they say they have to go to that address as it was the first one regsitered with them. I have absolutely nothing at that home. No belongings...so they would have to take my mothers stuff to repay the debt. I called up the solicitors they sent my debt to (Chainey D'mateo and Shannon) and told the lady that I had been in hospital and honestly, completely forgot about the debt. As anybody would... I said I could afford repayments of 50 per week. She said they could only agree to this if I gave them £200 immediately. Which I can not do. Therefore they said they will keep collectors going to my parents address. I refuse to give them my new address as they will come and take all of my boyfriends belongings and I really dont need any more stress. I just want them to agree a payment with me. Why can I not just pay £50 per month? I know I got myself into this mess. But I was planning on paying it back on the date it needed repaying...but as I have told you above..I have had a bit of a crisis. It all went to the back of my mind. I know I can write them a letter as pasted on another thread. But also I cannot seem to find an address for them. Letters that have been sent from Cheiny D'mateo and Shannon Solictors./debt collection agency...do not have their address on them. Where do I stand...? What can I do? I hope they dont go to my parents and take the car.

Hi. Blowing Bubbles - I have EXACTLY teh saqme problem at the moment. Got a loan with Wonga in november and lost my job and then miscarried my first baby...been in and out of hospital for 2 months. Therefore I havent paid the debt back. Had chainey demato on the phone...tried to agree a payment which they wouldnt accept. They have been round to my old address and threatened my parents that they will take the family car. Its all awful. I dont know what to do! I want to send that letter somebody pasted above...however I cannot find Chaineys address. Blowing Bubbles do you have it please?? Kate.