Thanks Malc. You are pretty much right with what you say, although we didn't move into the property until months after the previous owners left. The final meter readings that the previous owner agreed on the date they moved out, were the same readings we gave to OVO. So there would've been no overlap for eon. It has now been passed to Wescot credit, so I suspect that this deemed contract has been cancelled? I did try to create an online account to speak to somebody again, but it said there was no account?

from EON

If you could ping the eon rep, then that would be great. I'm still getting letters, despite putting them in the picture. Thanks!

Hi there, looking for some advice on how best to handle this situation. We bought a new house, but rented it for 3 months prior to completion. We did not live in the house until the completion date, so the gas and electricity meters were started that day, with OVO energy, which was the same meter readings given by the previous owners, when they left. Unbeknown to me, the previous owner had given Eon (her supplier) my name and they have been contacting me to pay just over £300. I have spoken to EON on the telephone, to put them in the picture and have returned emails, but they kept sending the demands. They have now sent it to Arvato, who have strangely said that the balance is £40 They obviously have no signed contract or anything from me, as they only know my name from the previous owner. What is the best course of action? Thanks in advance

I think I will send the 'bemused letter' stating that this agreement was terminated by park, maybe with a SAR too, just to see what paperwork they have on me. Also, if they are planning any court action, be it ccj or stat demand, they might think twice as they will know i mean business

Scanners broke, so I'll type it This letter is to inform you that with effect from april 2014 under a written agreement with park motor fiance limited your credit agreement referred to above has been purchased by five rivers this means that park motor finance limited has transferred to five rivers the outstanding balance in respect of your agreement as at the date above together with all its rights and interest in the agreement with you. this is out formal letter to you notifying you of the transfer what action do you need to take? five rivers has engaged us, bluestone credit management limited to act as its asset manger and we will mange your agreement on five rivers behalf. all contact in relation to your agreement should be directed to us with immediate effects, you can contact us in the following ways: - bla bla bla from now on, you must make all payments under your agreement to bluestone. any formally payment arrangement that you have in place will continue. please contact bluestone on bla bla if you are paying by diret debit or continuous care payment. if you are making payment by standing order or bank transfer, pleased change the beneficiary details to the following before your next payment: acc number sort code etc. etc. if you are not currently making payments, please contact us on 01142317485 s that we can learn more about your circumstances, discuss the range of options that are available and find one that is right for you. payment can be made using the following methods - bla bla bla Further details although the transfer does not affect the terms of your agreement, you should note that from now on, no variation, amendment, release or waiver of your obligation to make payments may be made or granted without our prior written consent. please note that any queries relating to the sale of payment protection or gap insurance will still be dealt with by park motor finance for the purpose of the data protection act 1988, five rivers in now the data controller for your account. yours sincerely bluestone credit management limited

Hi,I am opening a new thread as my existing one, is old and very long, plus most is irrelvant now and i think the length is putting people off commenting on my recent develpmets - here is old thread for reference http://www.consumeractiongroup.co.uk/forum/showthread.php?240860-Park-Motor-Finance-Default-Notice I took car finance out, paid over a third but missed one payment. I was never informed of this missed payment, but then received a DN. The default notice was faulty and they terminated the agreement. It went to court, was adjourned and whilst waiting for the next hearing, the car was stolen. The finance company was paid by the insurance, plus they had sold me gap insurance, so paid out by that too. However they had added on lots of penalty charges for various letters and phone calls, so there was still a balance. I have refused to pay this balance as it is penalty charges. For the last few years I have haeard nothing from them except for default sums notices, but now I have recived a letter of assignment, assigning it to bluestone credit management. What I really want to ask you experts, is what should I do now? I don't want to ignore it, but dont know whether it is best to send a sar, cca or cpr request to bluestone. I dont want to be dealing with a stat demand or a ccj. Can anybody help?

After a couple of years of letters and default sums notices (all ignored) i now have rieceved an assignment of the agreement from park motor finacne to bluestone credit management, what shall i do, contact them or send CCA?

He went to court and it all went smoothly, the matter has now been referred back to see if they wish to proceed. thanks for all your help!

thanks tomtubby, will do

Right we've to the bottom of it, my partner phoned the hmcts and it isn't for his recent speeding fine. They managed to trace it back from july 2007 when they said he was caught with no tax. He has never been caught with no tax and all correspondence up until now has been going to our old address, so this marston letter is the first he's heard of it. The court have booked him in to make a statutory declaration next week and the bailiffs have been put on hold. What a polarvar! The only thing we can think of, is that his van was cloned by travellers around that time as they were caught fly tipping so it all came to light. thanks for your help guys, I would never have thought to phone the court, I just thought it was a bogus letter!

But the date of this letter from the baliffs is dated 2 days before the first payment was due, so they wouldn't have known if he were to pay it or not, as he would've still had 2 days left, if you know what I mean?

Yes, but he got the letter v late and had already missed 2 of the first payments, (he's paid them now) but he also received this bailiffs letter, which is dated 2 days before the first due date, at the same time because he'd been away, so that's another reason why we didn't think it was the same case. He received no other letters

He does have a magistrates court fine, which he is to pay £10 a week, but this is for a different amount and the ref number is completely different, so don't think it can be the same one. I will get him to telephone the court tomorrow and check it, thanks guys! ps the client is described as HMCTS Greater Manchester but the magistrates was a different court

Hi there, wondering if anybody can help me shed any light on this. My partner has received a letter from a company called Marston with a client HMCTS and a client ref which he doesn't recognise. its also for an amount that he doesn't recognise they are stating that they are in receipt of a magistrates court order which he also has no idea about. Is this a legitimate company and how can I find out what it's for without telephoning them?