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Wayne0

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  1. well, i dumped sky... after cancelling my multiroom / hd package, i was no longer allowed to use the paid services (download movies etc)... called them up and was rude to me, so i cancelled it... my broadband is on a free linerental deal until the end of jan. so i will move then... i paid 20 quid for a new aerial, and a signal booster, and now use freeview - along with online services i can view all my shows (including new sky1 stuff ) even if i download every ep of the programs i watch on sky1 and pay for them, it comes to about 5 quid a month... still a massive saving. the only thing i miss is the sky+ but i loaded my laptop with my daughters dvds, and now she can stream them via the PS3 to the tv easily... ( 90% of my sky+ was cbeebies recordings lol) TBF, with my tv usage, i am considering cancelling my tv license and switching to simply watching dvds/movies etc... even then with 12 quid a month cost it'll still be cheaper...)
  2. @babyd85... you are wrong on that IF the earnings are below 200 AFTER the "RC discount" he goes to reduced rate: so £5 for first 100, then 15/20/25% for remaining... so following your example: 150 left over he would pay £5(for 100) plus 15% of £50. = £5 + 7.50 = 12.50 actually, i believe I Am wrong too on this, for reduced rate the %'s are higher... i believe 19% ffor 1 child between 100 and 200... (check csa website)
  3. oh right sorry, i thought i was clear, COUPLE allowance is 112 /week on jsa/esa, SSP is less than this. (85/wk) my WTC is 22/wk so 22+85 = 107/week this is still 5 a week less than esa/jsa. i called up esa line, and told them i wished to claim income support for families on low incomes, was told by three people i needed to claim esa then back it IS. until i got to a lady on ESA line that said, since im considered working (SSP means im still working) i can claim IS until i work 16 hrs or more a week or SSP ends then it becomes ESA. (im hoping ill be back in work WELL BEFORE the end of SSP tho) the only thing i worry about is the CSA payment, but the lady on the IS claim line said even if im not recieving benefit (£0 per week) i will still be classed as in reciept of income support until working over 16 hrs a week (same is true with JSA as when i claimed this i often recieved no money because i was over the value but still considered "in reciept" because i wanted "their help to find work" i called up CSA today (even though I would advise nobody to take on such a task) to which i got 2 different employees talk to me like a POS. another lady in belfast (valerie) hang up on me, and then when i called to speak to a manager , the manager Andrea speak in a pretty crappy tone too... I told them I had a claim for IS in from 26th november (benefits line will backdate to monday because its when i first got in touch with Dr, and he suggested at the time it was most likely a "viral infection" that would pass in a matter of days.) anyway 3 people spoke to and NON of the three updated my file to record the Change. I KNOW TO ALWAYS WITE TO THE CSA. but i also sent off a recorded letter to them... i hate to seem like im dodging when im not but its annoying that i will infact get full HB/CTB when on IS and be BETTER OFF financially then when im working yet my CM payment will be £5/week, and because cost of keeping in touch with son is over £10 / week then i will legally have to pay nil. - although i will still insist on supporting my son - dont get me wrong
  4. thats seems more realistic then for hb payments... bear in mind that it depends on the scheme the case is on though, he could well be on the CS1 scheme, "we" dont know and if so the new husband could infact INCREASE payments in that case... (sick i know) CS2 payments onlyget effected by more kids beng added bear in mind you can shop anybody for benefit fraud, and only have to give vague info. they investigate. when i first got with my wife somebody shopped me for fraud but nothing came from it because i was straight as a die... but i knew who did it and returned the favour... they lost their benefits for months whilst investigations conducted and in the end had a backpayment... i was happy to tell them it was a returned favour though...
  5. but that 52 quid a week is on top of the state benefits, housing benefit and so on too... BTW: maybe i didnt make it clear with what i said, but some PWC's do make a point of not spending the cash on the kids and go out drinking every week. leaving kids with family/friends ETC
  6. hi guys... I have Glandular fever, and have had it before... last time i had it i was in college, and although i attended, for about 2-3 months my lecturers thought i was drunk whilst in class because of the state i was in (sleepy, no concentration, ETC ETC) now, i had a weeks holiday last week from work, and as you could guarentee, fell ill whilst on holiday. dr said i can expect to be feelin like crap for about a month (which i enlightened him to my previous two episodes of glandular fever)... told by my employer that i should get about £70 / wk in SSP. (he doesnt deal with payrol so not certain of the amount) but obviously this isnt anywhere near as much as ESA/JSA ETC... is there any form of help i could get elsewhere? such as income support? i tried calling the benefits line today, and got through to ESA line. they were telling me because im getting ssp (which is no where near JSA rates) i dont qualify? WTF? i need to worry about paying my rent ETC too. i popped to the council with sicknote, told them etc (BTW, im apparantly contagious - but when i called them they said i needed to bring proof in) they then said the notice will effect from next monday... but, what i need to know is: do i need to notify WTC that i wont be working my usual hours? - therefore the £80/month stops too? Also, I have a CSA case where i pay £46/wk. obviously this is a big wack out of the 70ish ssp... how is this going to be effected?... tried calling them, and they said im still liable for the full 46? WTF? 15% of net income... which has now dropped considerably... i need to support my 2 kids and wife also and if im off work for a month, i dont see how i can manage... any help please?
  7. it only effects the payments if you or your partner recieve child benefit for a child... or if another government body IE housing benefit has noted the need to support the child via a "relevant element" being added to your claim (hope thats clear?)... when my daughter was born csa wouldnt take her into account until i recieve CB (her mom is not "UK citizen") so only i could claim, despite having the birth cert etc and both me and her mother living together it wouldnt change until 6 weeks after birth when CB was in place (********s eh)
  8. depends on the system... CS1 - is based on both PWC and NRP household incomes / needs CS2 - is a straight 15% of total income (including tax credits - which replace income support for child element - despite income support being a relevant benefit) CS3 (not in place yet) will be a precent of gross income (BEFORE TAX) (12% for 1 child, [and i believe 16% for 2 kids not sure about the 3 or more one off top of my head) for wages below 800, then the precentages drop for 801 + wages (something like 9% for one kid...) so if you earn 900, you pay 12% of 800, and 9% of 100 ... theres a lot of reading im looking at... but its all confusing the the CSA reword their "legislation" as they see fit to give NRP's a rough time... (dont get me wrong, i agree with supporting kids etc, but child support is more than giving EX cash to go out on the **** with)
  9. i know this is a dead thread, but.... £5-800 - this is 5,800 a month? i work a 40 hour week, and take home about 220 a week... thats less than a grand a month... LHA rates here are quite high - £150 a week for a 2 bed. I get just a bit a week HB (two kids) and no CTB. no where near 400... i would shop them... even if my wife and i both worked 40 hr weeks i doubt we would see 5800 a month... btw: hb takes into account CTC/WTC / childcare costs ETC... r u sure that ex isnt supplying nursery fees to hb people, despite WTC paying up to 80% of them?...
  10. no. if you dont have the right type of cover, the police can contact the insurance and say "is this person covered for work in connection with their business" if they say no, then they do not have insurance. On my Certificate for both my car and bike , it states if i do or do not have cover for commuting, business etc... on my car it states i have business cover, commuting and social ddomestic pleasure. it also states that this cover is for proposer only (me) on my bike it states i have cover for SDP, it then states for commuting to a fixed place of work, as noted on my proposal form (they asked for address) it then states that i am not covered for business use. If i claim i garage my bike (i do) but do not have a garage, this cannot void my insurance for driving... but can void the theft cover... ALTHOUGH: if you have insurance, have an accident, havent declared accidets, your technically not insured, but the insurance co will pay out, and chase you for the money... and also pass you onto the police and you could get charges for insurance fraud.
  11. heres a list of channels http://www.ukfree.tv/compare11.php
  12. @SC867 DO NOT BELIEVE THAT... Freesat does not have 5* fiver etc... they are in contract with sky... lots of freeview channels dont show on freesat yet (i have a sky pay once watch forever, and complained to sky, they offered to include them for £10 a month) I said nah, your ok, ill just use freeview or remote eye off my other sky boxes )
  13. middxx... hi mate, hopefully this will help you in connecting your phone... ON THE PHONE! go into menu / settings... then into "wireless and networks" then click on "tethering and portale hotspots" NOW PLUG IN YOUR USB CORD TO LAPTOP/ PHONE the option "USB TETHERING" will now be available... simply check it... now on your "pull down menu" (top of screen, drag down the notification pane) there will be the option "USB CONNECTED" select this, and it will open a little screen with a droid on... then on the bottom of there is "connect storage to PC"... click that... it will install drivers on laptop... and jobs a good-en. if that doesnt work, go instore, and demand a repair (SOGA states they are responsible, not Samsung, for ensuring device functions correctly for a "reasonable period of time") - Also, bear in mind, most mobiles come with a min of 24 months warranty, hence 24 month contracts now --- I STRUGGLED WITH THIS AT FIRST, I ended up emailing all my photos to my other email address via WIFI until i worked it out... most likely in the user manual though ---
  14. i believe that 4g will use the same network towers as 3g, and will mean greater signal in rural areas (hence the gov support) - not a lot of work on the side of the operators, but lots of benefits... most of the tech will revolve around new handsets... and "firmware upgrades" to existing network equipment...
  15. Thanks guys for your input. @Human Writes... Very detailed, and i failed to notice the adjudicator was infact a solicitor Cheers for that. I have sent a SAR request to orange in the post and via email, the DPA act states any written request is valid, and request for payment cannot be used to extend the 40 day time limit. (or the request of further information). the cheque that i sent was not cashed, although the RM tracked item was delivered. So i called and paid over the telephone to a CS rep. and made them note on the notes that it was a SAR request fee via card. (so in essence, the date at the very latest can be taken as 13/7/12 to start the 40 days. However, i noticed that i have 14 days from the submission of claim in court to present all further evidence (IE: Orange logs), so need to wait until my SAR is returned to proceed. I will keep this updated as and when... but TBF, the only reason im progressing being that I feel Orange are a joke in this matter... (one of the low level CS reps credited my account for £30 to take me to april, and reduced my priceplan to £3 a month.
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