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jimmysoup

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  1. Thank you So what is this SAR and what will it do when I send it to HBOS ?
  2. Just received a letter from capquest regarding a £1600 unpaid overdraft with The Bank of Scotland . After several phone calls and letters from them , they are now threatening me with solicitor action ! Could anyone give me some help in what to do next ? Much appreciated
  3. Just received a letter from capquest regarding a £1600 unpaid overdraft with The Bank of Scotland. After several phone calls and letters from them , they are now threatening me with solicitor action ! Could anyone give me some help in what to do next ? Much appreciated
  4. looking for advice please. waiting on tax credits and working tax credit, put in a new claim on 23/5/2011 as me and my partner split up. i am now the sole custodian of my 2 boys ages 19 and 12. we are seriouslly struggling financially and living off my wage £800 a month. i have been in contact with hmrc on a regular basis but still not getting anywhere !!!! i had to send in 2 birth certificates last week for proof of identity. is there any other channel i can go down to get help ? really in dire straits now and feeling really low. please somebody suggest something for us. currently staying in scotland if that helps regarding helplines etc. thanks rab
  5. i got a letter a few months ago from them quoting a passage from my contract with vodafone, along the lines that i had broken the agreement. thanks
  6. yes i got a letter back saying something like " they proved i was liable for the debt to vodafone" cant remember the correct wording, sorry thanks
  7. thanks agin, could you kindly tell me what template i should use ? thanks
  8. thanks for the reply, no it was not statute barred. where can i find the templates page please?
  9. further to my recent posts i received a letter from a firm called scotcall? it states thatif i do not pay or contact within 7 days my account will be passed to a door step caller. any ideas please?
  10. i have received a letter from this firm regarding an outstanding vodafone mobile account ( £507 00). any ideas what i can do ? the letter threatens legal action and a ballif coming to my house! any ideas would be appreciated thanks rob
  11. thanks to all who have replied. an update today : i received a letter from a firm named " clarity" saying that they have been instructed by aqua to make arrangements. the choices are 1} reduced settlement of £344.46 from £459.28 2} a payment plan any ideas what to do folks? thanks
  12. hi all again just an update to say that i have never heard a thing since my last post back in the middle of october !!! what shall i do next folks? thanks again
  13. thanks for the reply i have had this account for about 3 years it was also an aqua card. i stopped paying it around about 8 moths ago due to financial difficulties. thanks jimmysoup
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