Thank you so much for your help. I will do this immediately.

Have just rang the DWP and they said that the bank can just take the money (((( What do I do now??? My original post I have reached retirement age and now receive a pension, I fought for pension credit too for 7 months, which I have only just received a backdated payment from them. Due to living on the poverty line and trying to pay my monthly agreements, I have found it hard to manage. I have been bullied by the said companies, suffered from terrible depression and feel like giving up!!!!! To top it all, I have just found out that Barclaycard have taken ALL my backdated money without my consent, out of my account, now I do not have a penny to my name and do not know what to do!! I have NO MONEY to live on and none left to pay anyone else. I was already paying them a monthly repayment plan through a DCA, even the DCA have said they need to look into it as they also do not understand how or why the bank has done this, when they were collecting the money on the Banks behalf??? I have tried to call the bank, but they have basically told me to sling my hook!!!!!

Have just rang the DWP and they said that the bank can just take the money (((( What do I do now???

Thank you so much, will the DWP be able to assist then? Thanking you

Thank you for your reply, I have been advised that they are NOT allowed to take benefit money, is this correct? I was already paying them a monthly repayment plan through a DCA, even the DCA have said they need to look into it as they also do not understand how or why the bank has done this, when they were collecting the money on the Banks behalf??? I have tried to call the bank, but they have basically told me to sling my hook!!!!!

Sorry, but so stressed, didn't mean to.

Hi, I have had advice with the CCCS re my debts from various creditors through being off work due to a car accident last year. since then I have reached retirement age and now receive a pension, I fought for pension credit too for 7 months, which I have only just received a backdated payment from them. Due to living on the poverty line and trying to pay my monthly agreements, I have found it hard to manage. I have been bullied by the said companies, suffered from terrible depression and feel like giving up!!!!! To top it all, I have just found out that Barclaycard have taken ALL my backdated money without my consent, out of my account, now I do not have a penny to my name and do not know what to do!! I have NO MONEY to live on and none left to pay anyone else. PLEASE HELP I AM AT MY WITS END, can I get it back?????????? I am so stressed, so dont know if this made sense Thank you

Hi all, I have set up an S/O of £10p/m, (which is more than the CCCS suggested, and I pointed this out to them, when I sent the breakdown of my income (not) and outgoings). They even text me to "thank me for my payment", but are STILL sending very threatening letters regardless!!! My friend said that she used to be a tracer in the past (for a different company), and to just rip the letters up and ignore them, but I am not so sure about this? I have not yet asked for the credit agreement from them, should I still do this or is it too late. Still extremely depressed with this whole thing. Any further info would be much appreciated. Thank you :jaw:

Hi nololly, I have sent you a P/M. I will get the paperwork out later and let you know. Thank you so much once again. pulse90

Please let me know as soon as you hear anything, as I need to know the best way of dealing with these people. All the best

I need help too. I am paying VERY what the CCCS have suggested on a regular basis, but they have now sent me a default notice! I opened my account with them in 2007 when they were Littlewoods direct. I am beside myself and dont know what to do? I was always a good payer and it is not my fault that I lost my job!! Where do I go from here, can someone please advise asap? Many thanks

I need help too. I am paying VERY what the CCCS have suggested on a regular basis, but they have now sent me a default notice! I opened my account with them in 2007 when they were Littlewoods direct. I am beside myself and dont know what to do? I was always a good payer and it is not my fault that I lost my job!! Where do I go from here, can someone please advise asap? Many thanks

Hi All, I Have Just Payed The Balance On Two Beds, But Am Getting Very Concerned About The Reviews, I Bought Mine From New Malden, But No One Is Telling Me When The Delivery Will Be Arranged As The Beds Are Not Stored There, Does Anyone Know Where The Warehouse/depot Is And How I Can Contact Them.

Hi All, I Have Just Payed The Balance On Two Beds, But Am Getting Very Concerned About The Reviews, I Bought Mine From New Malden, But No One Is Telling Me When The Delivery Will Be Arranged As The Beds Are Not Stored There, Does Anyone Know Where The Warehouse/depot Is And How I Can Contact Them.