OK thanks.. will get working on this tomorrow as am away tonight.

Thanks for your message...This week I heard from the court...(about time!!) Anyway, they have not given a date!! Instead they have sent me an 'Order for stay for Settlement with consent of all the parties'. I assume they're desperately trying to free up court time as the banks never turn up. This obviously is really irritating the hell out of them as it's such a waste. I have decided to hang fire for another few days to see if Barclays contact me first. I doubt that they will and I shall probably have to make the first move. I believe I saw a template a while back suggested by a subsciber about coming to a reasonable agreement..??? Have looked for it again but couldn't find it. I will contact them next week if nothing arrives by Wednesday...I thought maybe suggest the original amount with just the first lot of interest on...what do you think???

Thanks Bigmac..but I've already posted my success a while back and did the surveytoo..(promise)!! Had success with Halifax too!! Good eh?!! Only the Woolwich dragging their heels now!! Obviously don't want to pay me nearly £3000...been waiting weeks and weeks for a court date...been told by the court it won't be until September..could really do with this big fat amount as I'm moving in August!! Can I keep the interest mounting up until I get my court date?

Ooh dear..I have thrown all my stuff away now!! BUT..I think it was just via the MCOL Northampton where they put X in the ...'we intend to defend' box!! As I wasn't to be put off by these tactics I just waited and got my cheque the following week. Of course...no liability accepted..and they did want to close the account. I think the banks are getting tougher now but keep hanging on because I still don't believe they have a case. By the way I still have a pending court case with Barclays/Woolwich..waiting for a date..the courts are so jammed up with these cases that they are projecting 3 months into the future..!! Even so, none have made it to the Medway courts yet!! They apparently either settle the week before the date or let you go through all the rigmarole of the sorting of the 'bundle' then don't turn up!! The courts are understandably sick to death of it!! I wish you GOOD LUCK!!

Yep I'm hangin' in there...good luck to everyone faced with Barclay's evasive procedure! No AQ required so I shall sit tight and wait for a date.

So glad to hear someone else is suffering with Barclays!! This morning I received the Notice of Transfer with all their pathetic reasons as to why they are taking me to court!! According to their defence I have not provided details or particulars of my account/precise charges or dates..Huh??! I have ALL my (and their) correspondence copies with ALL details, so I don't know where they are getting that one from!! So I guess I've got to go through the whole damn rigmarole..I thought it was all going too well.. I received my charges back from Alliance & Leicester recently. Also, the Halifax is about to pay a fat sum into my account any day now. I guess life decided to make me work just a little bit harder to get the hat trick!!

I think you'll get your cheque by the end of the week!! Just in time for a great big EASTER EGG!!

They said they would defend 27th March !!! Just stalling I guess!! Keep the faith...it appears the A&L like to put the 'frighteners' on!! Get another account ready as they will say that they will be contacting you about the future running of your account...as it appears you do not agree with their terms & conditions!! That probably means they will close it and demand any overdraft monies back immediately! Personally I don't really want to remain with a bank that so blatantly overcharges its customers... All the best..

Hi babyonlyne...I sent my interest table with my last letter before the MCOL action. I sent it to the address that I had used all along which was Customer Service Centre, Bootle, Merseyside G1R 0AA. But I used their registered address on the MCOL ..which is Carlton Park, Narborough, Leicester, LE19 0AL. I haven't heard about their legal team so I would just carry on writing to Customer Services..they will pass it on if necessary. They said they would defend only last week and I got my cheque today so just follow the guide lines here and you'll be fine. By the way don't forget to send all correspondence recorded delivery and take copies of everything!! GOOD LUCK!!

Following my slight wobble yesterday after being so determined all along...this morning I received my LUVVERLY cheque for £1138...YUM YUM!! Of course they refused to accept liability!! They are now going to contact me 'regarding the future of my account' I intend to close the account anyway so shan't be worrying about that! Now all I need is for Halifax/Barclays to follow suit... My slight faltering yesterday has disappeared and my self confidence renewed!! Thanks for your reassurance!

Like many others I have filed for my charges with MCOL..A & L have acknowledeged the claim and now say they are going to defend it!! So no easy route for me. I have two other claims out against Barclays/Woolwich and Halifax and they have acknowledged the claims as well and Halifax say they will be defending as well!! All I need is Barclays to put in a defence and I shall have a hat trick!! How come ALL of them have taken me this far, when so many people have received their money back long before it got to this stage!! Is this a conspiracy??? Starting to get paranoid that I shall have to go to court three times and fork out £100 a pop!! Is there any chance they have infiltrated this site and the bank spies are watching how we cope with these problems?? (Told you I was paranoid!!)

Have reached the MCOL stage with Barclays/Woolwich. Issued this week so we shall see what happens...Also have claims out (this week) on Halifax and Alliance & Leicester. A&L have aleady acknowledged my claim so they're playing their games!! Thanks so much to this wonderful site for all the help. I doubt I would have had the confidence to proceed without it. I shall def be donating as soon as they pay up!! I shall keep up to date now the ball is rolling!!

Well done to A&L winners!! I have just had their court acknowlegment..so we shall see what games they are playing now!! No offers of ANY money for me so far!! My claim is quite low in the scheme of things..only £1018. I wonder if they're waiting to see if they can get away with only paying the difference if the charges go down..?? But after the BBC prog the other night I think they'd better just cut their losses and pay up!

Well done!! I am just in the throes of court action with THREE banks so I have everything crossed! This site is fabulous which I found through Martin Lewis Money Expert web site. I wish you good luck with your endeavour..keep up the momentum as the banks are suggesting that in the light of all these refunds that they may drop to £15 per item..if the OFT agree the banks might go to court to fight for the difference rather than repay the whole amount. It could happen in April.. All the best

Have tried to enter my court proceedings in the litigation section but cannot get in. Am obviously logged on so why?? Am in court process with Halifax, Woolwich and Alliance & Leicester and wanted to post my details.. What am I doing wrong please help!