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davehayes

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  1. This might seem, incredibly obvious to some, however, it wasn't obvious to me, until I tried a small experiment at home, which was Unplugging sockets! ~ Strange though it might seem, just by doing this, I save myself over 60p per socket, for every one thats left plugged in! 60p might not seem much, however, but when its multiplied by the number of 'live' sockets in yourr house and then added up, it amounts to around £30 per month. Multiply that by the cost per year and wow, its quite a saving! Applied Education is the difference
  2. Hi Steph, First and Foremost, sorry to hear your news about this situation, It make we wonder why they are after Full & Final Settlement of Only 40% of the Initial 'Debt' when you can't have 'Debt' out of a Credit Card. That brings us Onto the Credit File, which is Your Credit File & therefore is a bit similar to Your House ~ In as Much as No One can leave black marks on it, without your approval. This may seem hard to believe but is the truth. Can the Bank Show that they made a Financial Loss from your situation?
  3. Oranda, I am open to a meeting, if you would like to, I am West Sussex Based.
  4. I deal with Commercial Contract Law for a living, from the Right ( Truthful Side) and under the Contracts ( Rights of 3rd Parties Acts) they have no call on you for this.. .It goes a bit deeper than that, & am happy to help you with this, but in Essence, thats the bottom line.
  5. Simply Ignore them, they have no call on you as they are a 3rd Party and have no right to chase you for this money.
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