Firstly, Thank you so much for your reply, and for you links. To bring you up to date we have already followed your advice, kept a log used 101 etc. The Police were unable to take action because we had no proof. However we now have photos and written testimony. We phoned 101 on the last incident (the one against the Asian visitor) and were told by the Police there was simply no one available to deal with it. The perpetrators simply make malicious complaints against us if we call the Police, and try to bounce the complaint against us. That said we will follow your further advice, take time to follow your links in detail and with CAG permission keep matters posted here in a non libellous way. My wife is looking at further spinal surgery so things can not carry on the way they are. Thanks again for your and CAG support.

Any body have any ideas for us? There is a company called 'Injunction direct' I think.

Yes we have had the police round and the landlord. Both have their hands tied in as much as we cannot prove racism. However we have witness statements and photos of the following. If you could imagine these points happening on a regular basis you will have some idea. 1. General Hostility 2. Personal abuse using racist words like 'Pikey' 3. Harassment of visitors to our cottage. We have five written statements including one from the Boss of an Asian Government Officer who came to see us, and was subjected to a torrent of abuse for parking next to our car. 4. Our car deliberately blocked in when loading, so we are unable to close the rear door. We have photos 5. Silly playground pranks like fencing our car in on a private car park with road cones. 6. Weed killer on the lawn and garden. 7. Malicious complaints about anything. Face them up with it they deny it. This has been going on for the best part of three years. kind regards to you all

Just found out that I mean an injunction.

Thanks for your reply. How about a civil law restraining order?

My wife of Romany descent, and a neighbour ex NF and BNP sympathiser. Too much evidence both photographic and written to place here. We are seeking a restraining order. Would some kind soul review our evidence, and help prepare a draft order for the court. We are pensioners and do not know where to turn. Many thanks.

How does the new Law affect calls from DCA's. Not at all? We can't be that lucky can we?

I'll give it a go many thanks

Cagbmn.. please will you P.... off out of my thread and allow me to talk to the site team and others in peace. This site and its help has saved my life almost literally in the past I don't need to hear from anyone who thinks they know better than everybody else. Site team may I request that you remove any further replies from Cagbmn on this thread.

I can see a degree of arrogance from our Bank lover above. I just need 1k in a hurry, due to the death of my landlord and enforced house moving due to his death duties etc. I'm not in love with credit cards but it seemed to be the first thought that occurred. thanks for your help, if you have any other thoughts my mind is wide open, unlike our friend with the big opinion of himself as we can see.

My credit rating is not too good {so no change there then} I could use a credit card with about 1k limit. Which is the best one to try? Thanks for your help.

I am a wiser Derichleau than I was. Thank you all for your replies

Thank you for all he replies. To sum up then, DCA's can be unpredictable, if they get a sniff of equity they will go for it via statutory demand and/or Bankruptcy. The best way to deal with them is to ignore them or reply in such a way as o make them move on to the next account. They are comparable in my mind to mentally deficient un-caged feral animals, who may run attack or cringe depending on how they perceive their prey. {Blimey I am waxing lyrical} So always expect the unexpected. Have I got it right?

Debt purchasers sue regularly! Quite surprised by that. Don't get me wrong I totally believe you. However I always thought that if a debt was purchased it was right down at the bottom of the food chain and court action would not be viable. If you have time please reply I'm learning from you here I have a couple of pals I am attempting to help out.

Dear Sir, We act for Mr Arkell who is Retail Credit Manager of Granada TV Rental Ltd. His attention has been drawn to an article appearing in the issue of Private Eye dated 9th April 1971 on page 4. The statements made about Mr Arkell are entirely untrue and clearly highly defamatory. We are therefore instructed to require from you immediately your proposals for dealing with the matter. Mr Arkell's first concern is that there should be a full retraction at the earliest possible date in Private Eye and he will also want his costs paid. His attitude to damages will be governed by the nature of your reply. Yours, (Signed) Goodman Derrick & Co. ------------------------------ Dear Sirs, We acknowledge your letter of 29th April referring to Mr. J. Arkell. We note that Mr Arkell's attitude to damages will be governed by the nature of our reply and would therefore be grateful if you would inform us what his attitude to damages would be, were he to learn that the nature of our reply is as follows: f*** off. Yours, Private Eye