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stevefixit

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  1. lost the court judgment today. offered Barclays £10,000 to clear the £6,000 arrears but they said pay the mortgage off in full (£126,000) or nothing no compromise what so ever, just feel bullied. i was diagnosed with diabetes two years ago and last year had an heart attack. Very ill that's what caused this terrible mess in depression. No sympathy from Barclays. dont know what to do if anything? Please any advice... Kind regards Steve....
  2. Hi it's this Friday noon, sorry for the slow reply's its difficult being homeless getting to use a pc. kind regards Steve....
  3. Thx for the reply's i really appreciate all your help advice. Update i've managed to get it back into court for a hearing, but god only knows how to speak to a judge? anybody been in this situation who won there case? I have tried to negotiate with Barclays today to keep it out of court but they said the only way back into our home would be to pay the full mortgage and arrears. Having spoke to a solicitor he said give Barclays a ring because it as been known that they may want to settle out of court? but they aint budging. Maybe i wasn't speaking to the right person? (it was the repossession team). I offered to pay back the arrears in full. Don't really know what to do next i think i have exhausted all avenues. Please any advice at this stage. Kind regards Steve..
  4. Hi it was over 25 years but after 24 years i split with my partner and had to remortgage thx Steve
  5. Hi first of all thx for your help, @ dx it was with Barclays, but there using an asset management team called AMG. I didnt contest it because we didnt know? No letters were opened because of my depression burying my head hiding from the world, to be honest I,am such a twit but thats how it affected me unless you have travelled down this road you wouldnt know. I am rubbish with anything financial dont even look at my banking? Ask me to rewire your house, plumb a boiler in, etc great with my hands but so so terrible with anything to do with money. So to cut it short i got home from work to find two locksmiths in the house emptying the water pipes, changed all the locks? no bailiff there, no paperwork just two guys in my home going round everywhere? @ Ell I was hoping to try and appeal not on the grounds the judge made any mistakes but to hear the truth about what happened? I am now on anti-depression tab's trying to cope and get my head sorted. I am going to offer all arrears back. Any advice would really be appreciated. Kind Regards Steve.
  6. Hi all i really need advice on this, i' ve lived at my home for over 33 years, last year i was diagnosed with diabetes then had a heart attack, that drove me into deep depression, burying my head in the sand and from my wife. i started gambling, hiding this from my wife by hiding letters from post ie bank statements all letters so she wouldn't find out what i was doing. next thing i stopped the mortgage direct debit to pay a big bill off forgot to put it back on then found myself in arrears leading to eviction. i am now homeless through this stupidity. is there anything i can do???? been homeless for 3 days not spoke to barclays yet because i dont know what to say? the arrears our around £6,000 plus whatever charges they add on? i can get a loan to clear arrears but i was told no way? should i try to appeal at the courts? if so how? please help anyone kind regards steve..
  7. Hi all i hope someone could please help with this query: i ve recently just had a new mortgage with barclays my old mortgage ended on the 12th of september, my new one began on the 13th of september. i used a solicitor for all the Conveyance and found out by looking at my bank statment that i was still paying the old mortgage this was a month later i rang the solicitor and they said there was a mixup and they would pay it straight away. They paid it 35 days later i rang the bank for my money back that id paid for the old mortgage, they said its not their fault but the solicitors. I rang the solicitor they agreed to pay my payment back which was £400 for the old mortgage i then asked what about the interest on the money they held in their bank for 35 days they said it was there's ???? i looked up how much they made having this money in their bank it was around £200 - £300 depending on what interest account they had ? i worked it out on 5 %. is this against the law ??? Is it my interest??? please could anyone help with this question kind regards steve.
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