Hi, new to this site but have been in a total desperate state since the start of this year because of this company. My self and my mum took out a secured loan from them in 2005. It was originally through a broker called quick decision loans. When we took the loan, the repayments were supposed to be around 500 pounds per month and that was great. The loan was for 45000. When we got documents through from T F C we were being charged 779 per month!!! It all went pear shaped from there. We tried to keep the payments up but it seemed impossible. After the first couple of months it was too much so we decided it would be best to maybe remortgage to property......When we got the settlement figure from the funding corp it was nearly 16000 more than we had borrowed. At the end of last year i lost me job and a clause in the insurance said we couldn't claim because the property was in my mum's name although i was on the loan. When we decided to sell the house in july to get them paid off as they had been bombarding us with calls, the basically told us that we would do a runner (even although i had answered every call and made as much of the payments as we could and called them regularly to keep them updated).....if we sold the house and have gone for repossesion. Our solicitor has called them a number of names as they refused to hold off until we could finalise sales etc. To top it all off, when we eventually went to court the judge said that we would be ok, get the sale and T F C would have to wait. When we asked them for final figure it had increased again to 16000 on top off the original settlement they gave us..... Selling the house is only just going to cover the loan, never mind the mortgage and they won't even budge a little to help us out. They are the worst company you will ever come across and out solicitor has advised to go for damages after this is settled as we would have a good case against them. I hope no-one else has to go through this as it has ripped me and my mum apart. Not knowing whether we will have a home or not. We are just another client to them and they are losing nothing by holding things back. Sorry for the ramble but people need to know what kind of crooks this company are......