Just for the record I rang them today. They were looking for a Mr X Y Z born in 1971. Once I confirmed that I was not born in 1971 (without giving them the fact that I am Mr X V Z) they asked to confirm which address I was at so they could delete it from their records. So assuming I get no junk mail (by confirming a valid address and name - which of course they could get from Land Registry - they are probably genuine.

It is very unlikely I have an outstanding debt which I don't know about (and as far as I know I don't have any debt other than mortgage). I haven't used HP for over 5 years, only use one credit card (and I know the status of that (although do have others but monthly statements show zero balance).

I have received a letter from FTB-Ltd asking for me to confirm my name/address. They claim to be validating details for a pension scheme. Two issues here 1) one initial is wrong 2) I have worked for same govt dept all my life so they clearly don't need to validate my pension scheme A thread from Jul 2007 says they might be OK but on the Internet they are virtually sub-surface, 2 entries in a business directory and a stand at the Nov 06 Pension Fair. Is this technique a pre-lude to a debt collection order, a CSA claim (unlikely in my case as married now for 18 years) or some other con. Inclination is to ignore letter totally but I have had a number of life policies over the years (not that I thought I had lost sight of any of them) and it would be a shame to lose opportunity for a payment - but of course that is what these cons rely on. Any advice or information of FTB-Ltd?