Had no idea lol.. well thats that answered. Good thing it was seeing as it was totally out of control. Guess I was getting confused as I had seen occasional clamped vehicle, but guess that was the DVLA.

Hi, I visit my partners flat regularly and stay there, using the private car park in the flats. Some busybody with nothing better to do is putting printed tear off notes in the car window about the parking being for residents only. I would be ok if they were fighting for places.. yet the car park is far too large for the flats. Its never full, and the spaces are not individually allocated to residents anyway. There is no controlled parking or warnings, but a couple of notices say “ private car park, for residents only. Why its so important to put in these notes I don’t know, im a fairly low key individual in everyday car so cant think how I can cause offence. Maybe this person is connected to the factors. But seeing as busybody is so determined to keep putting these in the car window makes me wonder if he/she has backup plans such as calling a wheel clamper. Is it that simple, can a resident, or someone in the flats factors just call in wheel clamp company to come out on spec, is that simple for them ? Bearing in mind this is in Scotland.

I left talk talk after several years up to 2017 and had no yearly contract to honour due to it expiring. Quite simply they didnt provide me a working internet, blaming some issues with their line management software. I finished with them and didnt pay them for the time the line was not working. They sent me bills but I just could not pay them due to the principle of it. I tried to call their staff to explain that I am not going to pay when I didnt receive service, but wasted effort of course. Now talk talk are threatening credit score points against me if I dont pay. Is there anything I can do after they put this on my credit file. Its the principle of it that gets me, I just dont want to pay them after all the hassle and expense they put me through. As I was having to buy mobile broadband until I had a BT line put in. I have lots of credit I hardly use so its not the end of the world anyway but surely there must be a way to challenge them ?

I am interested in information from anybody here who has signed of ESA (or similar), started a business and received tax credit, specifically the “Disabled Worker Element” (DWE). If they were not running at a profit while they did this that would be even better. I suffered a relapse from a previous psychological condition (OCD) so currently have started a minor ebay shop (science supplies) under supported permitted work while on the work programme. Supported permitted work limits the shop size as it’s only intended to be a stepping stone. The next step from here to make a profit anywhere near that of covering costs and earning an independent wage means leaving ESA and upping the amount of trading to a full ebay business shop. Specifically the work programme (I am on) advised me I can sign off currently even while the business has no profit ! They say this will work and I will be able to cover living costs because I can claim Tax credits that include a Disabled Worker Element (DWE). This is primarily because I fulfilled these criteria. 1. 16 hours plus work 2. Have a Disability that puts me at a disadvantage in getting a job 3. Receive ESA. 4. Have a prospective startup business (even if not in profit) The work program proposal is that the transition from ESA + Housing benefit will be seamless (relatively) as I move to Tax credits (Basic element + Disabled worker element) + Housing benefit. They base this proposal on the number of their clients in similar positions who signed off and claimed DWE. I have some concerns over what they say (perhaps I am not justified) as the work programme advisors career performance is primarily dependent on signing clients off and to what degree clients longer term outcomes matters to their career outcomes is not clear. So this is why I am seeking any experiences of this process from anybody here who has started a business and received tax credit Disabled Worker Element (DWE). Specifically even while they were not running at a profit would be even better an insight. Just anything you know. i.e. Did the transition go as planned or not. If it went OK was there a problem later on ? I am located in Scotland if that makes any difference. Thanks for your information R Harris

I used differential methods in car mechanics, at least when there are scenarios where there are no tests that work without stripping the system. its basic logic and probability which can be applied to any system with multiple interactions.

It must be the correct diagnostic method, simple logic The method was tried before the clutch and slave cylinder were replaced, and the revs dropped. After the clutch and slave cylinder were changed there was no difference to the clutch problem, and the revs still dropped. the master cylinder was changed, problem fixed.. no dropping of revs the diagnostic method was provided by an experienced mechanic, but if you can tell me why this is wrong and why you think so I will be interested. It seems to make sense, the pressure operates at start up, but then you put into first (while stationary) more pressure goes into the system. since the pressure is controlled at the master, a master problem will produce the most dramatic pressure drop, even with just slight leakage. if the slave cylinder was leaking would we not be at the stage of losing noticable fluid, have fluid dripping onto the clutch, flywheel etc ?

Thanks ! its the parts they replaced that were just over a year old... the van itself is 9 years old...but same principle anyway. they are sending me on a paper chase for an independent auto engineers report on the part. But i think this is standard procedure. If they ask for clawback on improvement it can cancel out the cost for the engineers report. I have a video of the mechanic losing his cool when told in front of his colleagues how he could have diagnosed whether its a master or slave cylinder by checking to see if the biting point becomes lower on successive re-engagement of the clutch in first gear. Barks "well if you knew what was wrong with it why didnt you tell us !" Says it all really. They are the auto-engineers, with the facilities, backup and experience .. its not the customers job to be sure about differential diagnostics.

I had a spongy clutch pedal, asked the garage to sort... went to collect the van from the garage who had changed the entire clutch and slave cylinder, (which was only a year old) making no difference at all. had to pay 450 quid to get it out, then took it back and they found the problem was the master cylinder which they fixed in 30 minutes with a part lying around their garage. They have said If i get an engineers report that the slave cylinder is not leaking they will refund, but I just want to know my rights in case they get problematic. I have video recorded everything, including them admitting they got it wrong. Apparently it is very simple to determine if a slave or master cylinder is leaking. Takes about 30 seconds but I will spare the tech details.

thanks, GP no use.. not into questioning medical decisions by his superiors. PALS looks interesting but it not for scotland.. If anybody knows a scottish equivalent. I can try NHS direct again.

Just as the title says really. No I don’t want my medical records, but a description of the actual diagnostic rationale used by the clinician which they may not write down. I was admitted in late November 2012 A + E by NHS direct for a supposed transient Ischemic Attack or mini-stroke (temporary). I was taking dizzy spells, after my right arm and face would go numb, but I thought it was stress due to numbness going away after an hour. The fact stroke is a major killer for those in my family for those 10 years older than me, and they also started with mini-strokes many years previously did not help my outlook…but I am healthier than them, no smoking, overweight or drink. Health nut and former national athlete in fact ! And a bit hypochondriac, so I tend to tell myself I am just having a worry attack. Anyway fast forward 8 weeks to now. The CT scan in A + E showed no major bleed (it’s a very rough scan that’s all it can do). I was released for follow up to NHS stroke clinic for observation. They made me an appointment for an MRi. I was still getting the attacks every day or other day though, but going through all this changed my perspective. Every time an attack is over I felt glad to be here. I took a new job delivering catalogues which gave me mild exercise and got me fresh air. If I had an attack I just sat in the car for an hour till it was over. Sometimes though I would be so exhausted I had to go home for a lie down. Still I thought it was some type of super panic attack. (paradoxically I am studying neuroscience at University) and know there is something called functional Disassociation which can make you lose control of limbs…shell shock they used to call it). They can tell if you have it from fMRI now. I got a letter 6 weeks ago, my GP telling to come in, that the hospital results from my admission had said my cholesterol was very high for an under 50 year old. Ak ! I wanted my problem to be psychological of course !. I realized the low carb diet to treat my IBS most of 2012 was basically all eggs and chicken protein with the boiled chicken juices as soup. it had fixed my IBS but shot up my cholesterol. OK so cholesterol blocks up the arteries including cerebral as we know so I had to take it serious. I went on cholesterol clearing super-diet, and noticed the attacks were becoming less and less frequent as I changed to this very healthy, diet, Got to see my six pack for the first time in years also ! In medicine though correlation is not causation. My problem now is my stroke consultant got me back in for an MRi, and it was all clear for major stroke damage. No surprise there, it was always transient 15 minute blockages, which don’t show up as damage on MRi. So she cleared me from her patients list, even though I am still having transient attacks. You can only find if transient attacks are occurring from other tests they did not order called MRA (it images blood vessels) and neck artery examinations. Not sure why these were not ordered, but my clinician sent a letter saying “I did not have symptoms consistent with a stroke event”… “I am clearing you from my patient list..you can consult your GP” The problem is the NHS works well if you about to kick the bucket, but if you are in pre or mid stages of a problem suffering ill health they don’t want to spend resources on delving in to every aspect of you till the problem gets life threatening and so put you back out the system in a half messed up state to see if you return or not (its how NHS managers allocate resources). OK so I am not about to drop dead, which is nice to know, but I am still having major health problems. So I need further diagnostics, and clarification from this clinician to make the next clinical decisions (my GP is nice guy but not much use).. Because if there was “no stroke event”…what is it ? Psychological, Epilepsy.. Strange if high cholesterol caused those… OK I don’t want to get into medical diagnostics here. I think its mild neuro-vascular with the symptoms, family history, lack of tests to rule out all vascular problems and the high cholesterol I had. So how/can I get access to my stroke clinicians differential diagnostic process of my problem. With my knowledge of neuroscience I can pick out any problems. I do not mean just the records but the process she does not write, i.e. those describing her differential diagnostic procedures. I am suspicious she has made an error and I am having minor stroke or mini-stroke events, because she cant actually tell if I am having mini-strokes or not with the tests carried out so far. The problem is the decision making process, they don’t actually write it down, and the medical records just describe final opinions and tests. Is there some method by which I legally can force her to describe her diagnostic procedures, i.e. how she has come to the conclusion I am suffering from no neuro-vascular problems at all ?

I think approach is they key. I have a pretty revengeful im going to make something a major project if they start messing around with my life in an immoral or dishonorable manner. I wasnt even going to allow them the chance to settle, and go straight to court, but then the branch manager had been OK with me. So anyway the point about making something a big creative project, attack on as many fronts is not what everybody will do. The receiver of your attack will pick up on just how much effort you are putting into to it and respond correspondingly. Overdo it on as many fronts as possible if you want to get somewhere, it gives plenty of strategies when they try to block one, just have another. Also try to go way over at least on what you see the average person would do. They tune their responses to the average persons actions. That is how to win at least my experience in such things.

oh yeh and to add the knockout punch at the end make it clear how the individual staff and the bank (name the branch as a target) will be subject to any press and consumer exposure you can produce.. i.e The branch name and staff can end up with their specific names appearing in google beside it. However having kicked on a triple attack i now have no idea which one did the job. maybe the combo had what it took.

BTW i would say keep it general and profuse. Hit them with a large list of BCOB you can levy against them, that will overload their lawyers (who they will consult) I dunno i also tried the specific point of hold agents who make decisions legally responsible. It was kind of a two pronged attack. 1. Overwhelm them with a list of possible general charges, when you look into it, its easy to make a very long list. Do they really have resources to figure out which combo will and will not work. I seriously doubt that. 2. Be very specific you will go after anybody who works for them as a specific target. Be very specific as to BCOB, law and make it clear they will worsen your disposition toward a specific individual f they try to get clever. I made a separate document for that aspect alone.

I had Santander back down to basically whatever i asked from them after waiving a list of BCOB at their branch managers. https://docs.google.com/file/d/0B_wcM5ZfmEE5TjRiU0JBM0xZYzQ/edit?pli=1 They gave into every demand, I am beginning to wonder what i could have got out them now, but so far 1. All charges refunded. 2. Hardship for my hassle to be donated to charity (i left amount blank to be curious, they actually provided 66% of charges amount on top) 3. Written apologies from the manager 4. Written statement they will change branch policy. i.e. When charges start they will investigate fully if faults at their end (believe it when i see it though)

just thought I would share this document. https://docs.google.com/file/d/0B_wcM5ZfmEE5TjRiU0JBM0xZYzQ/edit?pli=1 I got charges refund, compensation, written apology and promise of branch policy change with this document. However it was on a non overdraft account they started ratcheting charges on over an error, but in the end that did not even matter whose fault it was. The charges were not stoppable by any branch knowledge. I had to consult somebody who programmed their systems to understand the problem. It takes the approach of 1. Overwhelming the lawyers with so many charges it is clear the customer can take their pick 2. A novel mechanism by which branch staff and anybody who assists them can be personally charged. It worked for me with Santander. Everything i asked for in the meeting they agreed to. I even put in demands like they donate money to charity, chastise staff, and give me written conformation they will change branch policy .. And this was not the manager who conceded. It occurred above branch level.