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kerrygold2

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  1. Need Help please Received a letter today from a company called BPO collections acting on the behalf off cash choice uk limited . MCO Capital sold my account to cash choice. I have never received any letter from MCO or cash choice about this debt . I got a payday loan for £400 from MCO IN 2011 but I got into trouble and asked for a payment plan which they refuse and I never heard from again. In the letter a received today the original loan was £400 and now the current outstanding amount is £1155 in the letter as a gesture of goodwill cash choice have given Bpo permission to accept the original loan amount of £400 in settlement of my account. I have not got £400 and there no way I can set up a payment plan for £1155 Can anybody please help
  2. Hi i just phone wonga up and ask for my account number .
  3. Hi thanks for the reply yes i did ask for a formally request a credit agreement from Grattans That when Grattans sent a letter saying that they didnt have any copys.I kept all my letters from Grattans. What do i need to put in letter to Lowell and do i need to send them a copy of letter i got from Grattans. Many thanks
  4. Hi everyone i just looking for some help. I have received a letter from Lowell Financial wanting me to pay £1524 for account i had with Grattan The letter say that they have brought the debt from Grattan. In October 2007 i got a letter from Grattan saying my account was shut down because they couldnt give me a copy of my cca which i ask for. So can Lowell financial now demand this money from me? hope someone can help thanks
  5. hi all I have applied for a budgeting loan this morning for £1500 i know i wont get £1500 but i want them to offer the maximum i can get. does anyone know of the limit for a single person with 3 children. I am on income support. Thanks for your time Kerry.
  6. Hi pinkribbon There is nothing to worry about i had them to come to me last week. I got the same letter just like yours they are only coming out to check that nothing have changed they was only at mine for 15 mins.
  7. thanks for all the help i have printed letter and it will be in the post first thing tomorrow i think i got a long road ahead with this company:confused: i just new at this and get wrong everytime a letter come throw my letterbox
  8. Hi thanks Rahl thanks for the letter i was print it off for when they start sending them letter.
  9. Thanks pt2537 for getting back to me can How would you put that in a letter because i have no idea what to write thanks
  10. Hi i been reading on here and because i was in trouble i sent robinson way a cca for acoount the brought of The Store about 3 years ago. I never missed a payment until i lost my job and i could not afford to pay the min amount each month. This is the letter i received today abount my cca We ref to the above account and the acknowledge your letter dated 16/04/2008 we advise that this debt has been legally assigned to us and that our assignment is an assignment of rights and not the duties of the creditor under section 189(1) of the consumer credit act. Our assignment gives us the right to collect the debt; but we ourselves are not lenders, and we are not obliged to provide you with any copy documemtation. You are however within your right o contact ,THE STORE, Directly. As legal assignee under section 136 of the Law Of Propery Act 1925, we are entitled to pursue you for the sums due under the assignment. In additition wee are also entitled to process your data. Even if you were to demonstrate that there was to a failure under the Consumer Credit Act by ,THE STORE,, Rendering this account unenforceable, this does not mean that you do not owe the sum due. Accordingly we would request that you arrange to make regular payments of your outstanding debt.Alternatively we may be able to discuss favorable terms to settle this account at a reduced rate. we trust this clarifies our position They also returned the postal order of the £1.00 can any body where do i go from here?
  11. Thanks for the quick reply any letter in the post tomorrow
  12. Docman i cant scan the letter from Barclaycard but i will try tomorrow on someone else computer thanks
  13. Thanks everyone i am going to send letters tomorrow just one question what do i do about additions and there charges?
  14. I have been on the site looking around for about 2 months now I have got about 3 debt with different companys and i need help with them all. First one Barclay card £1.500 this company have sent me to Mercue i have cca them on 8Th september but did no get one. Then on 14 December they sent a company around knocking at my door Power2contact which really upset me i just shut the door on him My question how do i stop them calling again? Then today i have just recevied a letter from Barclaycard asking me for my passport and driving licence before they will investigate and look into my cca do i have to send them this information? Second one is Vanquis credit card £1175 i am now with 1st credit i cca them on 8 september but still no cca what do i do now with this one. third one is with Addition £2000 (littlewood) i sent them a cca letter on 8th september they just sent a blank one back. They have no cca but each months there are adding £50 charge on the amount i own? I am getting very worry now my life is a mess and if anybody coud help i would be so happy. thanks
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