Really scared now. Have an appointment with another no win no fee solicitor this morning. Feel sick as I don't think they will take the case. Surely I should be covered under the original no win no fee? And these fees are not the end of the matter. For me to end it I would have to pay all costs if I can not get another solicitor. Scared I will have to sell my house.

Yes the SRA asked me to mark the file request form as URGENT and fax it with comments that due in court within 7 days to the intervening solicitor. Which when they received it, I got a phone call 4dayd later saying they could not accept my fax and I had to send the original (with only 2 days to go). It left me not enough time to get my papers. So had yo go to court with nothing.

Ummm they didn't in my case and they knew I was asked to attend court the following week. I didn't even get the papers until the day after court (today).

Umfortunately the SRA only allocate a solicitor to closed down the firm and pass any documents onto anyone. They do not act as the solicitor for any existing claims.

Wow, SRA have placed an intervention on them. Closed them in August. However, I had to go to court this morning, as claimant in car accident. However, the judge awarded in favour of the defendant on the basis of Regal not filing in time. Etc... So, as I attended court, I have to pay the costs as Regal were acting on my behalf. Words can not express my feelings right now. But I have to pay over £1700 within 3months.

Anyone placed a car accident claim with Regal Solicitors? We had a claim being processed by them but didn't hear anything. Called number and the line is just ringing out and the website is down.

Well, can confirm that Lowell have missed the court bundle deadline. Off goes the letter to the court to strike out. Oh and I think I'll chase Trading Standard on Monday to. Not that im enjoying kicking them when theyre down.... but its about time some showed more than teeth.

ok... So I have a court date for next month. No CCA still, im going to send them 1 last letter, before court requesting it again. Now you cant say im not being fair. Although Id rather give them a Sharon Osborne surprise. What a bunch of time wasters they are. I still think I have the bigger balls than them to see it through. Although I couldnt have done it without the support of the people here. Nearly there. Oh and just to spice it up a bit. Trading Standards have reopened my 2yr old complaint about Egg, and there very interested in Lowell. Im sending them my court bundle.

Thx Idax

So if you have no statement of accounts how and no CCA how can you validate it in court?

Lowell have a claim against me which I am about to submit a court bundle for. However, I notified them that EGG's Solicitor (old faithful Bryan CC)had discontinued the last claim) after I requested the CCA and SAR from him. However, I never got my £11.00 back and they never fulfilled the request. When I asked I was told it was back with EGG. I reported to TS and they asked for my last bundle which I sent them. All went quiet. However a month after the discontinuance EGG say they have sold it along with the Rights to Lowell. In spite of being in breach of the CCA and SAR. SO I asked Lowell for the CCA & SAR to be fulfilled without paying another £11.00 (Is that ok). They came back with a list letters that they sent me already and nothing else. No CCA and no statement of accounts relating to the Claim. Should I resent a CCA / SAR request with another £11.00 to cover myself incase its no longer valid.Isnt what EGG and Lowell doing illegal? And should I provide Lowell with a copy of my court bundle too?

Egg got Bryan Carter Solicitors to put a claim into the courts. But when I asked for the CCA from Bryan Carter they decided not to persue and the proceedings were stopped. I never got the CCA and I didnt get the money back. However Lowell / Red / Hamptons Legal say that Egg sold the debt to them. Im looking forward to a day in court... can I subpoena Egg, for selling something to this DCA, knowing they dont have the CCA and that they were in breach of the debt. I should not have to submit another CCA request? Ive been looking forwaard to court for months. They keep passing it around depts, each with a threat of bankruptcy, CCJ etc... I wish they'd get a pair of balls. This is the most fun Ive had in ages. I must get out more.

Hi yes - already prepared. But also wanted to note that after reading all threads I checked the supposed DN and I almost fell over when I read that they have teminated the Agreement supposed agreement just as others have noted. Talk about incompetence. Also if I have a DN lodged against me. Will it stay there indefinately?

Well, Well.... what a surprise. The sar info received states that they dont have the CCA and can not prove the debt. They have taken both the £10 for the SAR and the £1 for the CCA (originally stating they were waiting for the CCA and would forward), and now they have the cheek to ask me to contact the original creditor to get the CCA (Another £1). So, sounds like they had no legal grounds for this claim. They have threatened me with court / banruptcy knowing they didnt have the CCA. Do I sit and wait for it to go to court... because im all fired up now. or do I tell them to take their [problem] and hop it.

FYI....I read the following interesting comments in another thread....When a DCA claims to only hold the rights of a debt but not the duties (ie to get out of providing the SAR / CCA) then they are either not telling the truth or the deed of assignment is Equitable not Absolute. So, if they admit they are not the creditor then only the creditor can instigate legal action under the CCA.