Having read many threads regarding successful PPI claims, has anyone been successful in reclaiming Repayment option plan monies from vanquis credit card.

LAST POSTING Just to complete this circle. Posted acceptance Friday 27th recorded, maybe not a good idea over the weekend but did any away. Checked they received it Monday 30th. Account credited with £3375 today Thursday 3rd. Many thanks to all, especially T4FF the honorary scotsman . Watch out for Dangler8 Pt2 "The Revenge"

I agree with sparkie, I was also shift the £1500 into another account.

T4FF sometimes the Scots and Welsh do agree, its at rugby we tend to differ

The choice is up to you lornac, if you wait it out you will get a full refund of charges, many many people have gone this route to prove it. If you go for summary court action you will gain 8%, but the time scale may be considerably longer, more stressful and you will have the legal paperwork to attend to. In saying that there are plenty of experienced people in the forum who will help and guide you along. I keep saying this, the choice is yours and yours alone to make, go the route that suits you best. Either way you will get your charges refunded

Point I forgot rocker, send your letter back in the their envelope, I know its 2nd class but send it 1st class recorded, costs £1.04 but at least you can track delivery on Royal Mail site.

Congratulations on getting an offer, its fair to say if you sign the acceptance letter as is they will have you by the b---s in the future. Many advise accepting by composing your own letter of acceptance on your terms. Whether this delays payment I dont know. Many others accept the letter as stands. Its a grey area and your choice. Do the thing you feel is right for you.

Why not give them a call NOW and establish that both letters are on their system.

The basis of your claim must reflect the accuracy of your schedule of charges. I agree with alibobsy to wait for written offer. In the meantime you should re-check your schedule, as you say you may have claimed for charges which are not recoverable. If their offer is correct you will have no grounds for refusal. Patience is a virtue

Hi rocker, maybe Ive missed something in your thread but you dont say if your in Scotland or England, small claims limits in each differ drastically. Also you said your charges were £3727, is that basic charges or plus interest. Many of us have had full basic charges paid out at about the 8 week period. It is always up to each individual to decide if an offer meets their goals and not be swayed by advice. My own decision to go for basic charges was based on financial needs, time scale involved and lack of confidence to pursue what could have been a long drawn out legal scenario bcause of Scottsh claims limits. Good Luck

Its just a chance, but you have to allow for the fact they may not have received your first letter. That would make your next recorded del letter their first, and that was only three weeks ago. I would send an LBA recorded delivery now and start the countdown.

Serable, thats crap the 8 weeks is from the date they signed for prelim 16/03/07. You are entitled to take your complaint to the FSO if you dont want to hang on waiting.

Congtratulations superward "Braveheart victorious again" :D

Congratulations, celebrations ?

Good luck Kitkat83, but you wont need it.