Just for your info - after a lenghty battle with rbs I ended up with all my statements back to 1989. They do have the information........ If any one wants the final letter which worked PM me....

Hi Sparkie, Just to let you know I am still in awe of your commitment and watching... Any thing I can do let me know - Good Luck!!! Ginger

Hi Sparkie - great to see the fight goes on!!! - be nicer to see "we apologise for being numpties Mr Sparkie here's £50k and a nice bottle of your favorite tipple " but hey ho! Transcipts are admissable, although you may need to get them notarised - ie signed to agree transcript is a true and accurate record....;-) I would love to see the personal summons in the press:D as the chair is corporate responsible.... Might be worth a shout, although I think cobblers might be replaced by bl**dy good lawyers if you did!!! Ginger

Hi Sparkie, have just PM'd you re a myspace site although might be better to run a full site if you wish to go to libary links etc - happy to help either way....... Ging

OMG!:o 838 is rather an impressive total in that period! - the good news is it's yours to reclaim!!! Ging

Hi Sparkie, kinda to echo T4ff and others, myspace would be a great location if the MODs consider this out of CAG space.... Happy to help if need be, other than that good luck!!!! - you won't need it! Ging

Hi Kurt, Where are you addressing them to? I am using a HO address in the links pages and seems to have no issues....... Some Hamsters have all the luck!!! Ging

Hi Sparkie, Been following your case for a while, I agree it would be good to see in full..... Good Luck!!! Ging

Cheers T4ff, Advice much appreciated:) Here goes round 3!!!!!

Hi T4ff, Thanks for your info.. True, i can't really see the point of Manual interventions, but it is a bit stragne they don' show up - but it may be that the removal occured before they hit the account etc..8) I think I may be uneccessarily flogging a dead horse really:D No, it is a current account for standard charge reclaim, but the bit about "our current agreement with you" made me wonder... more because I had'nt seen it in my research on the site, but it probably is not that important.. The key bit is to try to get the statements pre 6 yrs, i have tried my branch but they are not so helpful now as everything to do with charges has to be dealt with via customer relations... I will send the base response out to Ms Tudor in reply and delete the manual bit as you rightly point it is giving an opportunity to waste time to the bank.. and they don't need any help with that!

True - could be used for any other payments due! Generally I think they go for the obvious wins - i.e. those that don't know / or don't have access to legal knowledge.... that way they could potential gain a precedent which would benefit them in future claims. Outside of those who can either afford to, or are 100% confident of, chase until the bitter end - e.g. our Barrister friend, they would prefer not to risk a potentially expensive loss. The gates are already fairly open, a very public loss would be far more damaging..

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/42170-right-appropriation-stop-bank.html Might be worth a quick look at the above template........

I am impressed with your restraint!!!!! I am not knowledgable enough on this one, but many others are on the site - however fwiw I would contend that this would add to your case of intimidatory tactics..... The eighties power suit is a worry though!!!!

Ah-ha - you have ! Good luck with the process - keep reading other cases as it will guide you through the court stages.... A

Hi Kurt, Maybe a bit late - however, why are you claiming only for the last 6 years? Given the recent coverage - see Bankfodders link at the start of the site, it may be worth a secondary claim... Second thing - are you claiming interest - either statutory (8% at court stage) or overdraft interest, or even contractual (more risky!) I am sure you are well au fait with the process, however you may wish to check the template letters going forward.... Good luck!!!